From the beginning of this year, you can get help from doctors under a compulsory medical insurance policy (OMI) in any region, regardless of the place of permanent registration and receipt of the document.

This is provided for by the Law "On Compulsory Medical Insurance in the Russian Federation", which came into force on January 1. Recall that the document contains a number of innovations.

The first of them is the introduction of new type of insurance medical policies. No, right now you should not run to change old policies for new ones - they will be valid for several more years. Replacement will be made only if the person has chosen another insurance company. And under the old policy, as well as under the new one, it will be possible to safely receive medical assistance in any region of the country if, for example, a person falls ill on a business trip or on vacation. By the way, changes in the work of insurance organizations (for example, the procedure for keeping records of the insured, the form of a standard contract and financial calculations of insurers and medical institutions, etc.) require adjustments to the regulatory framework. The relevant government decree is being published today by Rossiyskaya Gazeta (see page 17). Previously, the treatment of non-residents was complicated by the fact that mutual settlements between the territories where the patient was insured and where he suddenly needed a doctor occurred with great delays. And sometimes they weren't produced at all. The new law provides for clear rules and terms for mutual settlements - within 25 days. And there shouldn't be any delays.

The second innovation is the human right to choose an insurance company, hospital and doctor. Now the insurance company is chosen by the employer or the head of the region. And patients are assigned to medical institutions, mainly on a territorial basis. Now everyone must decide on their own where to get a policy and who to treat. Experts argue that this will improve the quality of service. Insurers will have to open free hotlines, more carefully monitor that the medical examination and treatment of a person is of high quality. Services such as home delivery of a medical policy may appear. Doctors will also have to try, because now the funds will be transferred to the medical institution directly for the services rendered - the money will go for the patient.

True, it is still impossible to change the clinic or insurer more often than once a year, otherwise confusion may arise, including financial. And there is another nuance - the clinic or the doctor has the right to refuse to attach the patient due to the high workload.

But now you can choose not only a state, regional or municipal medical institution, but also a departmental or private one - if it is included in the CHI system. At the same time, there is no question of any additional payments from the patient for servicing them under the standard medical policy. A person can pay extra for an increased level of comfort in the ward, for transportation (if this is not necessary for medical reasons, but the person wanted to be taken home by car or vice versa to a medical facility), for individual care that is not related to medical indicators. Everything else should be free. This became possible thanks to the introduction of single-channel financing - previously, medical institutions were funded from several sources - through the compulsory health insurance system and budgets at all levels. According to the new rules, the tariff for the provision of medical care will be uniform and will take into account all costs - from the doctor's salary to the cost of heating in the office.

In January, the media reported that the compulsory health insurance policies from January 1, 2014 are no longer valid and they need to be changed. AiF.ru found out if this is so.

Are CHI policies really no longer valid?

In fact, the old samples of CHI policies are valid in 2014, there is no need to urgently replace them. The replacement of the MHI policies of the old sample with the policies of the new sample takes place in stages, there are no restrictions on the timing of their replacement. You need to hurry to get a new policy if:

The old policy has a mark - valid until January 1, 2011;
- you changed your last name, for example, when you got married;
- wish to be served by another insurance company (you can change the insurer once a year).

According to Federal Law 326-FZ "On Compulsory Medical Insurance in the Russian Federation", CHI policies issued before January 1, 2011 are valid throughout the Russian Federation. “All old-style policies continue to be valid in 2014, and medical care will be provided in the same way as in 2013,” said Natalya Stadchenko, head of the Federal Compulsory Medical Insurance Fund (FOMS).

Why do you need a replacement policy?

A new policy was introduced in order to exclude citizens from being denied medical care outside the subject of the Russian Federation where they are insured. The new policy allows the insured to receive free medical care in any region of the country, regardless of registration, as well as independently choose the institution and the attending physician.

The new CHI policy is the same for all insurance companies in the regions and contains an identification number for each insured. Previously, each insurance company had its own policy form, which had a certain size and color. It was not easy for a citizen who moved to another region to receive services in a medical facility in another city.

What does the new CHI policy look like?

A new CHI policy of a single sample can be obtained in one of three forms: in paper form, in the form of a plastic card, or as part of a universal electronic card (UEC). When applying for a CHI policy, you must indicate in what form you wish to receive the policy.

What documents are required to obtain a CHI policy?

To obtain a compulsory medical insurance policy, you need to submit an application to a medical insurance organization, as well as the following documents or their certified copies:

Identification document of a citizen;
- insurance certificate of state pension insurance - SNILS (if any).

Upon receipt of a policy for children:

Birth certificate of the child;
- an identity document of the legal representative of the child;
- SNILS (if available).

On the day of filing the application, the insurance company issues a temporary certificate confirming the execution of the CHI policy. It is valid for 30 business days from the date of issue. Then a policy of a single sample is issued.

Where can I exchange an old-style CHI policy?

You can exchange an old-style CHI policy for a single-style document at any insurance company that deals with health insurance, as well as at the MFC.

Where to apply in case of refusal to receive medical care under the old CHI policy?

When applying for medical assistance, the insured persons are required to present a compulsory medical insurance policy, except in cases of emergency medical care. If you were denied medical assistance due to the expiration of the old policy, contact the administration of the medical institution (head doctor, deputy head doctor), as well as the medical insurance organization, the phone number of which is indicated on the CHI policy, or the Territorial Compulsory Fund medical insurance.

In fact, the validity of old-style policies is not limited, medical assistance under this policy must be provided.

Information about the new coronavirus infection

The Government of the Russian Federation has launched a website with up-to-date information on the situation on the coronavirus stopcoronavirus.rf

SINGLE HOT LINE NUMBER - 8-800-2000-112

Official information on coronavirus is also posted on the websites of the Ministry of Health of the Russian Federation https://www.rosminzdrav.ru/ministry/covid19

Coronavirus is the causative agent of SARS, in which there is a pronounced intoxication of the body and problems with the respiratory and digestive systems. The virus is transmitted by airborne droplets when sneezing and coughing, as well as by contact.

Symptoms: fever, chills, fatigue, nasal congestion, sneezing, coughing, feeling of heaviness in the chest, muscle pain, pallor…

The most important way to prevent coronavirus infection is to wash your hands frequently with soap and water.

Try to avoid crowded places, citizens who have returned from countries with an unfavorable epidemiological situation must be quarantined at home for 14 days, not leave the apartment and not invite guests to their place. Family members and acquaintances living with them are now also required to observe quarantine.

Employers should prevent anyone showing signs of illness (fever, cough, and breathing difficulties) from work and should assist workers in enforcing self-isolation at home.

What do you need to apply for a policy for a newborn?

To apply for a policy for a newborn, you must provide:

Birth certificate;

Identification document of the legal representative of the child;

SNILS (if available).

If the child is a foreign citizen, then the above list of documents will also require a temporary residence permit (TRP) or a residence permit for the child.

Can I replace my grandmother's CHI policy without her presence? What is needed for this?

Yes, you can order CHI policies for your loved ones. It is necessary to apply to MEDSTRAKH with a passport and SNILS grandmother. In addition, you need to provide a power of attorney from her in a simple written form or and your passport.

Lost insurance policy of a new sample. How many days will it take to recover? Is a temporary policy issued before a new one is issued?

When contacting MEDSTRAH regarding the loss of a compulsory health insurance policy, you will receive a temporary certificate that completely replaces the policy at the time of its production. The duplicate policy will be ready in 45 business days. The policy number is saved. When applying, you must have your passport and SNILS with you.

Do I need to change my policy when changing jobs? Previously worked in Moscow, now I work in the Moscow region, is it registered in the Moscow region? I received the policy in 2013.

If you have changed jobs, but have not changed your address of actual residence and clinic, then you do not need to re-register the policy. If you change your place of residence, you must contact the insurance company that operates in this region. Since you have a policy of a single sample, you do not need to change it. On the back of the policy, the seal of the insurance organization on re-registration will be affixed, and the information about the policy holder will be entered into the compulsory medical insurance database.

Do I have to change my old MEDINSURANCE policy? For how long is it valid?

From May 01, 2011, new single-style CHI policies were introduced by Federal Law No. 326-FZ of November 29, 2010. Policies of the old model are valid until they are replaced by policies of the new model. For citizens of the Russian Federation, the validity period of the policy is not limited.

In the clinic where I applied, the barcode of my policy is not readable in the infomat. I can't make an appointment with the doctor. What to do?

If your policy of a single sample is not read by the terminal, and you cannot make an appointment with a doctor, then you need to contact the reception or the clinic staff. Also, you need to check the validity of your policy by contacting the contact center number of your insurance company.

My mother, a citizen of Ukraine, who is 76 years old, has a temporary residence permit. The issue of issuing a residence permit is being resolved. She is registered in Moscow. Can she receive free medical care at the clinic at the place of registration?

Federal Law No. 326-FZ of November 29, 2010 establishes that foreign citizens temporarily residing in the Russian Federation (having a temporary residence permit) are entitled to compulsory medical insurance. To apply for a policy, you must provide MEDSTRAH with a passport of a foreign citizen or another document proving the identity of a foreign citizen, with a mark on a temporary residence permit in the Russian Federation. According to the CHI Rules, a paper policy is issued with a validity period until the end of the calendar year, but not more than the validity period of the temporary residence permit.

To issue a policy by the representative of the insured person, it is necessary to provide the insurance company with the original documents, the representative's passport and a power of attorney.

I have a 1995 policy. Is it still valid?

CHI policies are valid until they are replaced by policies of a single sample.

I live in Golyanovo, I have an old policy issued by MEDSTRAKH. Can I change the policy only in your company? How are insurance companies different?

You can change your CHI policy at any insurance company. Contact the selected company with a passport and SNILS card. The tasks of insurance companies are to protect the rights and interests of the insured when receiving medical care. We recommend paying attention to the experience of the company and the availability of qualified experts in the company's staff.

Can I apply for a policy for my husband if I have a photocopy of his passport?

You can apply to MEDSTRAKH to apply for a CHI policy in the name of your husband. When applying, you must have your passport, a simple written power of attorney from your husband, a passport or a certified copy of your husband's passport, a SNILS card.

Do I need to exchange the MGFOMS card issued before May 1, 2011? If so, what is the exchange procedure?

Compulsory medical insurance policies issued before May 1, 2011 should preferably be replaced with uniform policies. To replace the policy, you must contact MEDSTRAH with a passport and SNILS.

What documents are needed to obtain a Moscow compulsory medical insurance policy, if the permanent residence permit is in the Nizhny Novgorod region, but I live and work in Moscow?

From May 1, 2011, any citizen of the Russian Federation once a year can choose an insurance company himself. To obtain a compulsory medical insurance policy at the place of actual residence, you need to choose an insurance company and apply personally to one of its offices. You must have a passport and SNILS with you.

I have your CHI policy. I got married and changed my last name, do I need to order a new policy?

When changing the surname, you need to get a new CHI policy. If before that you had a policy of a single sample, then its number will not change.

To replace the policy, contact MEDSTRAH in person. Indicate the reason for "change of full name" and the policy number that you have on hand.

I lost my insurance policy, how can I restore it?

You need to contact the insurance company. You need to have a passport and SNILS with you.

My mother lives with me, who is not registered in Moscow, can I get a policy for her and what documents I need to take with me.

The absence of registration at the place of permanent residence cannot serve as an obstacle to obtaining a compulsory medical insurance policy. You can apply for a CHI policy in the name of your mother in our insurance company. To apply for a CHI policy, you need to have your passport, mother's passport, power of attorney and SNILS with you.

Can I get a policy for a relative who now lives in the country and cannot pick it up?

You can get a policy for a relative. You need to have passports, a power of attorney and a temporary certificate with you.

Sooner or later, every citizen wonders where to change the medical policy. Especially now that the shape of this paper has changed. Old document samples lose their validity, which causes a lot of trouble. What should every citizen remember about the exchange of a policy? How and where to change it in one case or another? We will have to answer all these questions further. In fact, it is not so difficult to realize what was conceived. In particular, if you prepare in advance for the mentioned process.

Description

Where to change the medical insurance policy? You can answer this question in different ways. It all depends on the specific situation.

What is a medical policy? This is a document that allows you to receive free care in public medical institutions. A certificate of a new sample is issued by each citizen of the Russian Federation. So the population can be treated and tested free of charge.

View

Before answering where to change the medical policy, it is worth finding out what this paper looks like. Previously, all residents of the Russian Federation were given a yellow booklet. It contains information about the insured person.

Now the CHI policy has 2 different interpretations:

• a blue sheet placed in a special envelope;
• plastic card with a chip.

Each citizen decides for himself what form of document to receive. But, as practice shows, so far the first option is used most often. Plastic cards are not accepted in all regions and not in every state medical institution.

When to change

Where to change the medical policy? Before finding out the answer, it is important to understand under what circumstances this service is required. After all, the mentioned paper will serve a person for a long time.

The CHI policy is exchanged for the following reasons:

• change of surname, patronymic or name;
• correction of the date of birth;
• identification of inaccuracies in the document;
• expiration of the document (mainly for owners of old policies).

In fact, to bring the idea to life is easier than it seems. Most often, citizens exchange this document due to marriage, divorce or adoption.

Main replacement site

Where to change the medical policy? Nobody but the owner of the document can answer this question more accurately.

The thing is that compulsory health insurance policies are exchanged and issued for the first time in insurance companies. If there is a need for an operation, a person must apply with a corresponding request to his SC. This organization first issues a temporary policy, then a permanent one. Accordingly, a citizen will not be left without free medical services.

In addition, a person can apply for a new document in any UK. In this case, there is not an exchange, but a complete replacement of the previously existing paper. But, as practice shows, this is not the most popular solution.

Other places

Where to change the compulsory health insurance policy? There are other agencies that provide this service. Therefore, everyone is free to choose where to turn to him.

For example, today multifunctional centers are engaged in the reissuance of policies. Some regions have My Documents services. Including mobile. These are analogues of the MFC, which also issue the studied paper.

old designs

Thinking about where you can change your medical policy, a citizen should know that such a service is offered in many institutions.

As we said, some people are still walking around with old document samples. They change over time. Where can I change my health insurance policy for a new one?

At any point of exchange of the mentioned documents. These organizations are called They are often installed directly in clinics and in state-type hospitals. The exact addresses can be clarified at any medical institution. They will definitely tell you where the nearest point of exchange of policies for new ones is located.

Internet

But that's not all! Where to change the medical policy? In the Internet! More precisely, you can submit a corresponding request through a special portal. All that remains after this is to come for a temporary policy, and then for a permanent one.

We are talking about the site "Gosuslugi". This service helps users registered on it to receive state and municipal services without leaving their homes. This version of the development of events is not yet popular. People prefer to personally apply with a request for an exchange of a policy to different insurance companies.

Procedure

From the foregoing, it follows that a person can apply for a new sample of the studied paper in various organizations. Your best bet is to go to insurance companies. Here the service is faster.

What needs to be done to exchange? It is enough to follow the instructions:

1. Collect a certain package of documents. It depends on the reason for replacing the policy. An approximate list will be presented below.
2. Prepare and complete an application for a new policy.
3. Contact the registration authority with the appropriate request.
4. Get a temporary policy. It is made right on the spot. It looks like a small piece of paper with the seal of an insurance company. Valid for 14 to 30 days.
5. Wait for the permanent policy to be ready and pick it up at the appointed time. This will have to be done in person.

Perhaps there is nothing difficult in the process. The service is provided free of charge. No insurance company should demand money for the exchange of a compulsory health insurance policy.

Package of documents

We found out where to change the medical policy. When changing a surname or for any other reason - this is not so important. The main thing is that the service is provided in all the organizations listed above.

In general, citizens are required to replace the policy:

• passport;
• old policy (optional);
• statement;
• the basis document for the exchange (certificates of marriage, divorce, court opinions, and so on).

In addition, more recently, it is mandatory for people to have SNILS with them. Without an insurance certificate, the CHI policy will not be replaced. And originally issued too. It is recommended to present certificates with a residence permit.

children

Where to change the medical policy for a child? Same place as an adult. Only children under 14 will have to do this through their legal representatives.

To change the policy, you will need:

• birth certificate;
• insert with citizenship;
• an application for a new policy filled out by the parents;
• a document indicating registration;
• old policy (if any);
• SNILS.

Nothing else is required. As you can see, the documents for replacing the policy for children are almost no different from the "adult" list. The procedure in this case will be similar.

Terms of service provision

Where to change the medical policy? The answer to this question will no longer make you think. And the procedure for implementing the plan is the same. Usually a new policy, regardless of the reason for applying for an operation, is issued a month. Before this, the citizen, as we have already said, is given a temporary policy, which is valid until it is replaced with a permanent new model.

Sometimes you have to wait longer than a month. Insurance companies try to serve their customers as soon as possible. And so the policies are issued very quickly.

Conclusion

We figured out where you can change your health insurance policy. This is a fairly simple task that does not cause any difficulties for modern people.

Foreign citizens can also replace or initially issue CHI policies. To do this, they will have to attach to the request:

• Residence permit or RVP;
• migration card;
• passport;
• statement;
• a document confirming registration in Russia;
• SNILS.

Most often, problems arise with obtaining a residence permit in the Russian Federation. But if this stage is passed, it will be easy to issue or reissue the MHI policy!

The following types of compulsory medical insurance policies operate on the territory of the Russian Federation:

• A policy of a single sample in paper format;
• Policies of the old sample in paper format;
• Plastic electronic policies;
• Personal universal electronic cards.

Validity periods of medical policies of a single sample

Starting from 2011, all insurance companies working with compulsory medical insurance funds are required to issue a uniform policy to citizens. It is an A5 form in a special envelope. For citizens of the Russian Federation, it is indefinite and requires replacement only in the event of a change in personal data (last name, region of permanent residence).

For the category of foreign citizens who permanently reside in Russia, this type of document is valid for one calendar year. This means that when applying for insurance in any month of the year, its validity period ends on December 31. After that, the policy must be renewed by providing the UK with documents confirming residence in the Russian Federation.

If a foreign citizen has a temporary residence permit in the Russian Federation, the validity period of a single policy for him is also set for 1 calendar year, but not longer than the validity period of a residence permit in Russia. Similar conditions for obtaining a CHI policy are: persons without established citizenship, officially working citizens of the EAEU countries (including representatives of the commission of officials), as well as foreigners who have received refugee status.

Features of old-style policies

Until the beginning of 2011, the format of compulsory medical insurance policies was set independently by the insurance company. This led to the fact that in everyday life there were many different documents that were difficult to bring to a common database. At the same time, there was a limited validity period for the CHI policy, which was indicated on the document itself and was set at the end of a certain calendar year. Thus, at the beginning of the new calendar year, a certain number of citizens are thinking about changing the policy to a single format.

However, from the point of view of legislation, old-style medical policies are valid along with a single standard, until it is replaced by a new one. At the same time, the terms of replacement are not specified by law, and therefore, even if your policy is dated December 31, 2016, you can still continue to use it.

Any denial of service by a medical institution will be unlawful, and in order to resolve the issue, it is necessary to immediately report the fact of violation to the hotline of the insurance organization.

How long do plastic electronic documents last

Since 2015, a program has been launched for issuing CHI policies in the format of a plastic card with an embedded electronic chip. It is an analogue of a single sample document and has similar validity periods for Russian and foreign citizens. However, given that the life of the electronic chip is limited, in the foreseeable future, it may be necessary to replace such a medical policy.

On the other hand, when compared with a bank card, which has a service life of up to 3 years, the CHI electronic document is not subjected to such an active load and its chip can last for more than a dozen years. At the same time, the paper CHI policy received before will also be valid.

Denial of service for an electronic medical policy may be due to the lack of reading equipment in a number of regions, but this does not mean that its validity period has expired.

How long does the UEC of a citizen work

The universal electronic card is not actually a medical policy, but only contains information about its number. However, according to the law, it can be presented in medical institutions with the same rights. Although at the time of 2017 the program for issuing the UEC was suspended, the cards previously issued to citizens continue to be used as valid information carriers.

The operation of such a card is limited to 5 years, but this does not affect the validity of the insurance medical policy. Therefore, if necessary, you can continue to use a standard paper document.

When is an early replacement of a medical policy required?

If the medical policy is worn out (the integrity is broken and it is impossible to read the information) or lost, the citizen is obliged to obtain a duplicate document from the insurance organization. At the same time, the insurance number itself will remain the same and, in fact, the policy will continue to be valid if its service life has not expired before that time.

In addition, the policy may expire if the insurance company closes. In this case, the following order of the replacement procedure will take place:

• The insured person is notified by the MHI about the closure.
• Within 2 months, a citizen must submit an appropriate application for a new medical policy in another insurance company.
• If a citizen has not applied to any company, his case will be transferred to an arbitrary insurance organization, of which he will be notified. To receive a new document, he will be invited to the office of the new insurance company.
• If desired, a citizen can change the selected insurance organization, following the general rules.

When changing personal data (last name, first name), the medical policy expires one month after the registration of the fact of making changes. During this period, the insured citizen is obliged to apply to the UK with an appropriate application. Until the expiration of 30 calendar days, the policy can be used in medical institutions if there is a document confirming the change of data.

In fact, at the legislative level, the state has established a procedure that does not limit the validity period of a compulsory medical insurance policy in a strict manner. And even if you have an expired document in your hands, you cannot be denied service, especially when it comes to emergency assistance.