Both large enterprises and representatives of small and medium-sized businesses often have expenses associated with business activities, because without them the normal functioning of the business is simply impossible. Moreover, all expenses and receipts are Read more →

A certificate of income, expenses, property and obligations of a property nature is a document that is filled out and submitted by persons applying for or filling positions, the exercise of powers for which involves an unconditional obligation Read more →

FATCA is a Russified abbreviation from English that stands for the United States Federal Tax Compliance Act (FATCA - Foreign Account Tax Compliance Act). This law is also Read more →

According to the Federal Mortgage Law, a client purchasing real estate through a bank is required to insure it in favor of the banking institution. The borrower must insure the home for an amount equal to the loan amount. Insurance is a necessity when obtaining credit Read more →

Protecting the lives of others is one of the important and main areas of Sberbank’s work. Its activities began in 2012, when from that time until October 2016 there was M.B. Chernin, who was the head of the Committee of the All-Russian Group aimed at forming Read more →

Banks, when providing a loan to purchase real estate, not only issue a mortgage on it, but also require mortgage insurance. Purchasing a property insurance policy is a requirement of any mortgage agreement. What about other types of insurance? General Read more →

Sooner or later, everyone thinks about their future. This issue is especially of concern to older people, because the main problem for them is to live on one pension. Today, according to the approved legislative projects of the Russian Federation, a person has the right to Read more →

Providing housing for military personnel is one of the main social tasks facing our state. Solving it will allow military personnel and their families to be more confident in the future and will help attract young people to serve in the armed forces Read more →

Sberbank’s product “Military Mortgage” is a set of special conditions and offers developed for military personnel participating in the savings-mortgage system (NIS) for the purchase of finished real estate. The right to housing is enshrined in Federal Law No. 117 Federal Law dated 20 Read more →

A significant advantage of preferential lending is the reduction in the amount of overpayment on interest rates, as a result of which buying a car becomes more affordable. But, at the same time, not everyone can become a participant in such a program. Read more →