Standard insurance plus what's included. Voluntary medical insurance program “Standard plus. Accident insurance in Belneftestrakh: basic conditions

For tourists over 65 years old, the tariffs for medical insurance are increased by 2 times, over 80 years old - by 4 times


OPTIMA
sum insured 50000/100000
STANDARD PLUS
sum insured 40000/50000/100000
1. outpatient treatment and inpatient treatment; 100% 100%
2. relief of acute toothache; 250/300 200/250/300
3. medical transportation and evacuation; 100% 100 %
4. return of the Insured and his companion during the trip; 100% 100%
5. return home of minor children of the Insured; 100% 100%
6. assistance as a result of terrorist attacks; 100% 100%
7. assistance as a result of natural disasters (floods, tsunamis, tornadoes, etc.); 100% 100%
8. repatriation in case of death; 100% 100%
9. visit of a third party in an emergency situation with the Insured in case of his hospitalization for more than 7 days; 125/150 100/125/150
10. payment for telephone conversations with the service center; 100% 100%
11. early return of the Insured; 100% 100%
12. temporary return of the Insured 100% 100%
13. search and rescue activities; 100% 100%
14. outpatient and inpatient expenses as a result of a sudden complication of pregnancy or an accident that threatens the life and health of the Insured; 100%
(for the entire duration of the trip, up to 31 weeks)
10 000
(first 10 days, up to 24 weeks)
! Help with premature birth; 100% NO
! Help for a newborn 10 000 NO
15. payment of expenses in case of loss or theft of documents 250/300 200/250/300
16. legal assistance (first legal consultation and translation services in case of legal proceedings); 2 500/3 000 2 000/2 500/3 000
17. expenses due to breakage, loss (hijacking, theft) or damage to a ground vehicle 1 500/2 000 1 000/1 500/2 000
18. expenses due to the delay of a regular flight 150/200 100/150/200
And
! First aid for cancer
5 000 1 000
! Help with alcohol intoxication 5 000 NO
19. Accident 10 000/15 000
20. Civil liability 35 000/75 000
21. Luggage insurance 2 000/ 2 500

The price of all tours includes standard medical insurance (in ski tours - ski insurance) for tourists under 65 years old.

The cost of standard medical insurance for a tourist under 65 years old is 1 USD / day (the currency depends on the currency of the country of travel)
The cost of ski standard medical insurance for a tourist under 65 years old is 2 c.u./day

For a tourist aged 65 to 79 years inclusive surcharge for standard medical insurance + 1 c.u./day (currency depends on the currency of the country of travel)
Ski standard medical insurance for a tourist from 65 to 79 years old inclusive surcharge+ 2 c.u./day (currency depends on the currency of the country of travel)

For a tourist aged 80 years and older, additional payment for standard medical insurance + 3 USD / day(currency depends on the currency of the country of travel)
Ski standard medical insurance for tourists aged 80 and over+ 5 c.u./day (currency depends on the currency of the country of travel)

VHI provides citizens with the opportunity to receive medical care in commercial, departmental and other medical institutions in addition to the public health system or CHI.

Insured: citizens of the Russian Federation and foreign citizens.

Age of the insured: from 18 to 59 years old

Duration of the insurance contract: 1 year

Territory of medical service: Moscow and Moscow region

Organization of medical care: through a 24-hour medical dispatcher console using a federal (free of charge from the regions) or direct Moscow / St. Petersburg telephone number.

Insurance risks:

  • Emergency;
  • Help at home;
  • outpatient care;
  • International health insurance.

List of clinics in Moscow:

  • Polyclinic.ru
    1st Kozhukhovsky passage, 9, metro station Avtozavodskaya
    st. Taganskaya, 32/1, building 17, metro station Taganskaya
    Stolyarny per., 7, building 2, metro station Street 1905
    1st Smolensky lane, 17str3, metro station Smolenskaya
    st. Novaya Basmannaya, 10, building 1, metro station "Red Gate"
    st. Dorozhnaya, 32, building 1, metro station “Academician Yangel Street”
    Zelenograd, building 20/27
  • Family Protection Center (Network of medical centers “Inpromed”)
    st. Moldagulova, d.3 k.3
    st. Azovskaya, 24, building 3, metro station “Sevastopolskaya”
    pr-kt Zeleny, d.48, building 3
    st. Elninskaya d.20 k.2
    st. Beskudnikovsky Boulevard, 20, building 5
  • Outpatient-cons. Department of the Federal Scientific and Practical Center of the Federal Medical and Biological Agency of Russia, Federal State Budgetary Institution
    Orekhovy b-r, 28
  • FBU State Institute of Medicines and
    good practices
    B. Afanasevsky per., 11-13, metro station "Arbatskaya"
  • Polyclinic No. 1 RAS
    Sretensky Boulevard, 6/1 st. m. "Turgenevskaya"
  • Network of diagnostic and treatment clinics “ORIS”
    st. Profsoyuznaya, 154, building 1, metro station Teply Stan
    Yamskogo Polya street 3rd, 18, Belorusskaya metro station
    Drum lane, 3, metro station Electrozavodskaya
  • Polyclinic Department of the Road Clinical Hospital named after.
    N.A. Semashko Russian Railways
    Stavropolskaya st., 23, building 1, Lyublino metro station
  • LDC of the Central Clinical Hospital of the Russian Academy of Sciences
    Litovsky Blvd., 1 A, metro station “Yasenevo”
  • Medical and sanitary department of FSUE “Goznak”
    st. Mytnaya, 19
  • Polyclinic RSSU
    st. Stromynka, 18 building 4
  • Network of medical centers “MultiMed”
    Pyatnitskoe sh., 15 metro station Mitino
    Moscow region, Khimki, st. Youth, d.50
    Honey. Center "Family" - st. Elevatornaya, 10, metro station Tsaritsyno
  • Network of medical centers “GOMO-89”
    Khoroshevskoe sh. 21-a, metro station Polezhaevskaya
    st. Brateevskaya, 18, building 5, metro station Maryino, Krasnogvardeiskaya
  • Branch No. 6 FGU “3 TSVKG im. A.A. Vishnevsky Ministry of Defense of Russia”
    (former 52 CDC)
    st. Planetnaya, d. 3, k. 3, st. m. "Dynamo"
  • Federal State Budgetary Institution “Medical and Rehabilitation Center “Izumrud”
    Orlikov per., 1/11, st. m. "Red Gate"
  • Network of Moscow family clinics "Medsi"
    Prechistenka st., 39, metro station Smolensk
    Derbenevskaya embankment, 7, building 22, metro station "Paveletskaya"
    st. Malaya Polyanka, d7/7, building 1 m.”Polyanka”-“Oktyabrskaya”
    Leningradsky prospect, 52, st. m. "Airport"
    Pyatnitskoe highway, 37, metro station Tushinskaya
    st. Starokachalovskaya, 3, room 3, metro station “Dm.Donskoy Boulevard”
    Dubininskaya st., 57, building 8, metro station Dobryninskaya
    st. Solyanka, 12, metro station "China town"
    Blagoveshchensky per., 6 building 1, metro station “Mayakovskaya”
    Clinic "MEDSI" in Otradny, Moscow Region, Krasnogorsk district, pos. Otradnoe, Pyatnitskoye
    sh. 6th km
    2nd Botkinsky pr-d, 5, k.3,4, metro station Dynamo
    Moscow region, Krasnogorsk, st. Uspenskaya, d. 5 Mon-Fri: 8-20, Sat-Sun: 9-17
    Moscow region, Stupino, st. Andropova, 64, Stupino
    Moscow region, Shchelkovo, st. Komsomolskaya, 5
  • Network of modern medical technology clinics (Clinic
    "Crede Experto")
    Tovarishchesky lane, 10, building 2 metro station "Marxistskaya", "Taganskaya"
  • Polyclinics of the Central Clinical Hospital of the Russian Academy of Sciences
    st. Fotieva, 10; 12, building 3, metro station “Leninsky Prospekt”
  • Medical Diagnostic Center “OLIMP”
    st. Udaltsova, d.77, metro station “Prospect Vernadsky”
  • Clinic "DOCTOR - 2000"
    Gazetny per., 3, building 1, metro station “Okhotny Ryad”
  • The network of the Federal State Budgetary Institution “GNITs Prevention. Medicine” of the Ministry of Health of Russia
    Petroverigsky per., 10, metro station “China is a city”
  • Polyclinic of the Federal State Budgetary Institution “GNITsPM” of the Ministry of Health of Russia - Kitaygorodsky pr., 7, st.
    m "Kitay-gorod" (former TsP NMHTS)
  • Network of clinics of FGBU “9 LDC” of the Russian Ministry of Defense
    Branch of the Federal State Budgetary Institution “9th Medical and Diagnostic Center” of the Ministry of Defense of the Russian Federation - st. B. Pirogovskaya, 15/18, bldg. 1 metro station "Frunzenskaya" Mon-Fri: 8-20 www.9ldcmed.ru
    Federal State Budgetary Institution “9th Medical and Diagnostic Center” of the Ministry of Defense of the Russian Federation - Komsomolsky pr-t, 13a Mon-Fri: 8-19.30 www.9ldc.ru
  • MU Polyclinic of the Federation of Independent Trade Unions of Russia
    Leninsky Prospekt, 37, metro station "Leninsky Prospekt"
  • Polyclinic FGU “Clinical Hospital No. 1 of the UDP RF”
    st. Starovolynskaya, 10, metro station "Kyiv" - "University"
  • Clinical Hospital No. 85 FMBA of Russia
    st. Moskvorechye, 16, metro station "Kashirskaya"
  • Clinic “Central”
    Myasnitskaya st., 13, room 13-13A-14
  • Network of clinics "Doctor nearby"
    In Strogino - metro station Strogino, Kulakov str., 20, building 1L, t/p "Orbita"
    In Nekrasovka - metro station Vykhino, Defenders of Moscow Ave., 15
    In Western Degunino - metro station Altufievo, Moscow, st. Angarskaya, 45, building 1
    In Khovrino - metro station River station, st. Festivalnaya, 32, building 1
    In Kuzminki - metro station Kuzminki, st. Yunykh Lenintsev, 59, building 1
    on Losinoostrovsky - st. m. Babushkinskaya, st. Pilot Babushkina, 42
    in South Medvedkovo - metro station Bibirevo, st. Molodtsova, d.25, building 2
    on Veernaya - st.m. Slavyansky Boulevard, Veernaya st., 1, building 7
    on Ozernaya - st.m. Southwest, st. Ozernaya, 10
    In Northern Tushino - metro station Glider. st. Geroev Panfilovtsev, 18, k. 2
  • NEW POLYCLINIC, LLC
    Sretensky dead end, 4, metro station Sukharevskaya
  • Medical center “Medswiss in Nagorny”
    Nagorny passage, 6, metro station "Tulskaya" - "Nagatinskaya"
  • Medical Center “Medswiss on Lenivka”
    st. Lenivka, 4/8, metro station "Kropotkinskaya"
  • Medical Center “Medswiss Zamoskvorechye”
    Maly Tolmachevsky lane, 8, floor 3, metro station “Tretyakovskaya”
  • Medical center “MEDSWISS for the whole family”
    Ermolaevsky lane, 22/26
  • Medical center "MedSwiss on Nikitskaya"
    Leontievsky per., 1, metro station “Arbatskaya”
  • Denta-El Medical Center
    Khoroshevskoe sh., 80, metro station Polezhaevskaya
    Geroev Panfilovtsev st., 1, metro station Skhodnenskaya
    Kashirskoe sh., 56, building 1, metro station Kashirskaya
    St. Sergius of Radonezh, 5/2 building 1, metro station Ilyich Square
    Universitetsky Ave, 4, metro station “University”
    Pervomayskaya st., 42, metro station Izmailovskaya
    Festivalnaya st., 4, metro station “River Station”
    Bolshaya Serpukhovskaya, 30, building 1
  • GVM Medical Center
    1st Smolensky per., 7, metro station Smolenskaya
  • Igor Medvedev International Health Center
    Oktyabrskaya st., 2/4, metro station "Mendeleevskaya"
  • Clinic “Miracle Doctor”
    st. School, house 49, metro station "Ilyich Square"
  • Network of Clinical Diagnostic Centers “MEDSI”
    Krasnaya Presnya, 16, metro station barricadnaya
    Prospect Mira, 26, building 6/Grokholsky per., 1, metro station Peace Avenue
    Gruzinsky per., 3A, metro station “Belorusskaya”
  • PateroClinic
    Prospect Mira, 211, building 2, metro station VDNKh
  • Network of medical centers “ON CLINIC”
    "On Clinic" - Tsvetnoy Boulevard, 30, building 2, metro station Tsvetnoy Boulevard
    "On Clinic Lux" - st. Vorontsovskaya, d.8, building 5, metro station Taganskaya
  • MC "Health Lux" - st. B. Molchanovka, 32, building 1, metro station Arbatskaya
  • "On Clinic Elite (BIO)" - Trekhgorny Val St., 12, building 2, metro station Street 1905
  • Network of clinics "Nearmedic" Maroseyka str., 6-8, bldg. 4
  • Marshal Zhukov Ave., 38, building 1, Polezhaevskaya metro station (“National Medical
    service")
    13, Barclay st., building 2, metro station Bagrationovskaya
    st. Gamalei, 18, metro station Schukinskaya
    st. Pskovskaya, 9, building 1, metro station Altufyevo
    pr-d Botkinsky 2nd, d 8, metro station Begovaya
    Varshavskoye sh., 32, metro station Nagatinskaya
    st. Sretenka, 9, metro station Turgenevskaya
    st. Grizodubova, d.4, k.3, metro station Polezhaevskaya
    st. Nametkina, 3, metro station Novye Cheryomushki
    MO, Lyubertsy, pr-kt Oktyabrsky, d.141
    MO, Khimki, Lavochkina street, 22
  • Medical clinics “Family Doctor”
    st. Usacheva house 33, building 3, metro station “Sportivnaya”
  • Ozerkovskaya emb., 4, Novokuznetskaya metro station Mon-Fri: 8-20, Sat-Sun: 9-20
    Baumanskaya st., 58/25, building 12, building 2, metro station Baumanskaya
    st. Krasnoprudnaya, 28/1, building 2, metro station "Krasnoselskaya" Mon-Fri: 8-21, Sat: 9-17, Sun: 9-15
    1st Miusskaya, 2, building 3, metro station "Novoslobodskaya" - "Mendeleevskaya" Mon-Fri: 8-20, Sat: 9-17
  • Chain of clinics "Chaika"
    Clinic "Chaika" in the City - Presnenskaya emb., 8, p.2
    Clinic "Chaika" Metropolis - Leningradskoe sh., 16 A, building 3, B-C "Metropolis"
    Clinic "Seagull" in the White Gardens - Lesnaya st., 9, metro station "Belorusskaya"
    Clinic "Chaika" in the business center RigaLand - MO, Novorizhskoe highway 26th km, near the village of Mikhalkovo
  • Branch No. 2 of the FBUZ of the Treatment and Rehabilitation Center of the Ministry of Economic Development of Russia (do not work in direct access)
    Lomonosovsky pr-t, 43, metro station University
  • Scandinavian Health Center
    2nd Cable Street , d. 2, p. 25, p. 37, art. m. "Aviamotornaya"
  • Treatment Center, CJSC
    Moscow, st. Timur Frunze, d.15/1, m.Park Kultury

List of clinics in the Moscow region:

  • Medical center “Lady-med”
    Moscow region, Bronnitsy, Komsomolsky per., 61, office No. 2
  • MUZ "Bronnitsky City Municipal Hospital"
    Moscow region, Bronnitsy, per. Pionersky, 45
  • Medical center "Medgarant"
    Moscow region, Bronnitsy, Komsomolsky lane, 61
  • GBUZ MO "Volokolamsk Central District.b-tsa"
    Moscow Region, Volokolamsk, Riga Highway, 41
  • Network of clinics “Photon”, “Status – Dedenevo”
    Clinic "Photon" - Moscow region, Dmitrov, st. Minina, 12
    Polyclinic "Status - Dedenevo" - Moscow region, Dmitrov, st. Minina, 12
  • Dmitrov city hospital
    Moscow region, Dmitrov, Bolnichnaya st., 7
  • Medical Center "Slide" (MC "Family")
    Moscow region, Domodedovo, Talalikhina street, 4
  • Medical unit No. 9 of the FMBA of Russia
    Moscow region, Dubna, Mira street, 13
  • Egorievsk Central District Hospital
    Moscow region, Yegoryevsk, st. Zhukova Gora, 19
  • Medical center "Agat"
    Moscow region, Yegoryevsk, st. Ryazanskaya, 50
  • Medical Center “Med Garant”
    Moscow region, Balashikha, microdistrict Savino, st. May 1, d.2, building 1
  • GBUZ MO "Zhukovskaya City Clinical Hospital"
    Moscow region, Zhukovsky, Frunze street, 1
  • Outpatient care + Home help + Ambulance + Health Sphere Classic Central Bank
    Russian citizens)
    Moscow region, Zhukovsky, st. Dzerzhinsky, 16
  • Clinic "Veramed"
    Moscow region, Zvenigorod, st. Moscow, 12
  • MUZ Zvenigorod Central District Hospital - polyclinic
    Moscow region, Zvenigorod, st. Herzen, 13
  • Medical Center "ZelMedCentre-2"
    Zelenograd, bldg. 1640
  • Medical Center ZelMedCentre, LLC
    Zelenograd, Panfilovsky pr-t, 10
  • VML Medical Center “My Doctor”
    Moscow region, Ivanteevka, Children's passage, 8
  • Istra regional hospital
    Moscow region, Istra, st. Uritskogo, d.83
  • Medical center "Tonus" (Istra)
    Moscow region, Istra, st. Lenina d.6
  • F-l MBU Kashirskaya Central district. b-tsa - polyclinic
    Moscow region, Kashira, st. Generala Belova, 1
    Moscow region, Kashira, st. Yuzhnaya, d.3
  • Medical Center “A.N.I.S.”
    Moscow region, Klin, st. Lenina, d.16/4
  • Medical Center “Concern “South”
    Moscow Region, Kolomna, Kirov Avenue, 10
  • Medical Center “Zhivitsa+”
    Moscow region, Kolomna, October Revolution street, 291, office 51
    Moscow region, Kolomna, October Revolution street, 368, room 24,
    Moscow region, Kolomna, Oksky pr-t, 26
  • Medical Center "Zenith - Medservice"
    Moscow region, Krasnogorsk, Sovetskaya st., 9
  • MU Lukhovitsk Central District Hospital
    Moscow region, Lukhovitsy, st. Mira, 39/5
  • Clinic of STM (modern technologies of medicine)
    Moscow region, Lyubertsy, p/o No. 3, town “B”, 49, building 1
  • MUZ "Mozhaisk Central District Hospital"
    Moscow region, Mozhaisk, Ambulatornaya st., 1
  • MUZ "City Polyclinic No. 2"
    Moscow region, Mytishchi, st. Letnaya, 34
  • Naro-Fominsk regional hospital №1
    Moscow region, Naro-Fominsk, st. Novikova, 34
  • Clinic “Naramed”
    MO, Naro-Fominsk, Kalinina st., 8/1
  • Clinic “Studio Doctor”
    Moscow region, Noginsk, Lebedeva street, 10
  • Medical center "Tonus"
    Moscow region, Noginsk, st. Working, d. 42
  • Federal State Budgetary Institution Federal Scientific and Practical Center for Physical and Chemical Medicine of the Federal Medical and Biological Agency of Russia
    Moscow Region, Odintsovo, Krasnogorskoye Highway, 15
  • Medical center "Veramed"
    Moscow Region, Odintsovo, Luba Novoselova blvd., 17
  • Clinic “New Medicine-2000”
    Moscow region, Orekhovo-Zuevo, st. Pushkina, 12
  • GUZ MO "Lviv regional hospital"
    Moscow region, Podolsky district, working settlement. Lvovsky, Bolnichny pr-d, 4a
  • FGBUZ “Hospital of the Pushchino Scientific Center of the Russian Academy of Sciences”
    Moscow region, Pushchino, st. Institutskaya 1
  • Medical Center “Ruzmed”
    Mos. Region, Ruza, st. Partizan Square 8/1
  • Medical and Sanitary Unit No. 8 TsMSCh No. 119 FMBA
    Moscow region, Serpukhov, st. Spring, 10
  • Healthy Childhood Medical Center
    Moscow region, Solnechnogorsk, Yunosti street, 2
  • Medical center "ECO-med"
    Moscow region, Stupino, st. Gorky, 19/29
  • Stupino Central City Hospital
    Moscow region, Stupino, st. Tchaikovsky, ow. 7, p.1
  • Medical Center “MedArt”
    Moscow Region, Stupino, Timiryazev St., 17a, room V
  • Clinical Hospital No. 119 of the Federal Medical and Biological Agency of Russia, FGUZ (do not work in direct access)
    Moscow region, Khimki district, p / o Novogorsk
  • Medical unit No. 4 as part of the Central Medical School No. 119 (do not work in direct access)
    Moscow region, Khimki, Leningradskoe highway, 25
  • F-l GLPU "Therapeutic and healthy. Center of the Ministry of Foreign Affairs of the Russian Federation” – B-tsa
    Moscow region, Shchelkovsky district, village Yunost, 2
  • MRNC IM. A.F. CYBA - F-L FGBU FMITS IM. P.A. GERTSEN MINISTRY OF HEALTH OF RUSSIA
    Kaluga region, Obninsk, st. Koroleva, 4
  • Outpatient care + Home help + Ambulance + Health Sphere Classic IMC Clinic No. 1 “Health Diagnostic and Rehabilitation Center”
    Moscow region, Dmitrov, microdistrict K. Averyanova, 25, building 1
  • Clinic "Panacea"
    Moscow region, Domodedovo, Vostryakovo microdistrict, Rabochaya street, 46, apt. 41
  • Family Medical Clinic “CHILDHOOD Plus”
    Zelenograd, Savelkinsky pr-d, 4, Business Center, 2nd floor
  • Dali Medical Center
    Zelenograd, building 1801
  • Family clinic “Health”
    Moscow region, Ivanteevka, Trudovaya st., 7, room 1-13
  • Medical center, OOO
    Moscow region, Kashira, Sovetsky avenue, 6
  • Medical Center “Klinika”
    Moscow Region, Klin, K. Marksa St., 101
  • Research Medical Center “Medica Mente”
    Moscow Region, Korolev Tsiolkovsky st., 7
  • Medical center "Nebolit" in Krasnogorsk
    Moscow region, Krasnogorsk, Spasskaya st., 1, building 3
  • Clinic “Factory of Smiles”
    Moscow region, Krasnogorsk district, Nakhabino village, Vokzalnaya street, 25
  • Polyclinic No. 1 “Vita Medicus”
    Moscow region, Leninsky district, Vidnoe, st. Olkhovaya, 11
  • Polyclinic №2 “Vita Medicus”
    Moscow region, Leninsky district, Vidnoe, Stroitelnaya st., 3
  • Medical Center “Vita Medicus”
    Moscow region, Leninsky district, Vidnoe, st. Olkhovaya, 1
  • Medical center "Sesana" (Volokolamsk)
    Moscow region, Volokolamsk, st. Novo-soldatskaya, 3
  • Medical center "Sesana" (settlement Lotoshino)
    Moscow region, Lotoshino village, Sportivnaya st., 9
  • Medical clinic "Sesana" (Mozhaisk)
    Moscow region, Mozhaisk, Mira avenue, 4
  • Medical Center “M-Diaservice”
    Moscow region, Mozhaisk, Polosukhina st., 6a
  • City Medical Center of Mytishchi
    Moscow region, Mytishchi, st. Rozhdestvenskaya, 7
  • Medical center "NEBOLIT" in Mytishchi
    Moscow region, Mytishchi, Olympiyskiy prospect, 29
  • Medical Center "Izida"
    Moscow region, Mytishchi, Olympiysky prospect, 15, building 4
  • Medical Diagnostic Center “Astrum”
    Moscow region, Naro-Fominsk, Lenina street, 23a
  • Medical and Diagnostic Center “Medicina”
    Moscow region, Naro-Fominsk, Shibankova st., 3
  • Medical center "Veramed Premium"
    Moscow region, Odintsovo, st. Govorova, 18/1
  • Medical Center “OdinMed”
    Moscow region, Odintsovo, Govorova street, 7
  • Medical Center “OdinMed”
    Moscow region, Odintsovo district, Kubinka 8 g, d 19
  • Polyclinic No. 4 in Podolsk business №85
    Moscow region, Podolsk, st. Ordzhonikidze, 21
  • Medical Center on the North
    Moscow Region, Podolsk, Mira St., 12/5
  • Medical Center "Pearl of Podolia"
    Moscow region, Podolsk, st. Belyaevskaya, d. 86 "B"
  • Clinic “Podolsk Medicine”
    Moscow region, Podolsk district, s / p Ryazanovskoye, pos. Znamya Oktyabrya, microdistrict “Rodniki”, 8, room 582
  • Medical Center “New Medical Technologies”
    Moscow region, Ramenskoye, Northern highway, 15
  • Health Center (Media-R)
    Moscow region, Roshal, Kosyakova street, 11
  • Family polyclinics (pre-registration)
    Moscow region, Sergiev-Posad, Novouglichskoe highway, 3 (No. 1) Mon-Sat: 8-20, Sun: 10-19 Sergiev Posad
    Moscow region, Khotkovo, Zavodskaya st., 1 (No. 2) Mon-Sat: 8-19, Sun: 10-16 Khotkovo
    Moscow region, Pushkino, Pisarevsky lane, 5 (No. 3) Mon-Sat: 8-20, Sun: 9-18 Pushkinsky district
    Moscow region, Korolev, Bolshevo microdistrict, st. Stantsionnaya, 33 (No. 4) daily: 8-20
  • Medical clinic “Sesana” (Ruza)
    Moscow Region, Ruza, Ulyanovskaya St., 11
  • Medical Center “Omega-Service”
    Moscow region, Sergiev Posad, st. Voznesenskaya d.55,
    Moscow region, Sergiev Posad, Vokzalnaya sq. d.1
  • MCC - 3, OOO
    Moscow region, Serpukhov, st. Spring, 2
  • The Central Hospital will restore. treatment FMBA Russia
    Moscow region, Solnechnogorsk district, pos. blue
  • Medical Rehabilitation Center "Moskovia"
    Moscow region, Stupino, Pervomaiskaya st., vl. 59
  • Medical center "NEBOLIT" in Troitsk
    Moscow Region, Troitsk, Akademicheskaya Square, 3
  • MCC in Chekhov
    Mos. region, Chekhov, microdistrict Gubernsky, st. Zemskaya, 2
  • Medical Center "Rich"
    Moscow Region, Shaturayu, Akademicheskaya St., 10, apt. 9 (room 9
  • National Diagnostic Center
    Moscow region, Shchelkovo, Fabrichnaya st., 1
  • Wellness center "Kontrakt"
    Moscow region, Elektrostal, st. Karl Marx, 46A
  • Clinic NEARMEDIC (Obninsk)
    Obninsk, st. Gagarina, 37 b
  • Outpatient care + Home help + Ambulance + Health Sphere Classic Medical center “Astrea”
    Moscow, Zelenograd, bldg. 1505 Mon-Fri: 8-21; Sat-Sun: 9-21
    Moscow, Zelenograd, bldg. 1108 Mon-Fri: 8.30-20.30; Sat-Sun: 9-18
  • Medical Center Doctor Bogolyubov
    Moscow region, Balashikha, Zvezdnaya street, 7k1
    Moscow region Balashikha, Yantarny microdistrict, Koltsevaya street, 4/2
    Moscow region Balashikha, Lenin Ave., 32D
  • Paracelsus Medical Center
    Moscow region, Istra, st. Mayakovsky, d.21
  • Medical Center “Medswiss in Zhukovka”
    Moscow region, Odintsovo district, Rublevo-Uspenskoe highway, Zhukovka village, 123 B
  • Medical center "Altamed-S"
    Moscow Region, Odintsovo, Marshal Krylov Boulevard, 23
  • Medical center “Altamed+”
    Moscow region, Odintsovo, st. Soyuznaya, 32-B
  • Medical Center “Altamed+” (Altamed-Dubki)
    Moscow region, Odintsovo district, pos. VNIISSOK, st. Ryabinovaya, d.2, rooms 1, 2
  • Medical center "Altamed-Golitsyno"
    Moscow region, Odintsovo district, Golitsyno, Sovetskaya st., 58
  • Medical Center LLC “Gzhel Independent Company”
    Moscow region, Ramenskoye, st. Chugunova, 14
  • Family Medical Clinic
    Moscow region, Khimki, st. Mayakovsky, 1

Details

Insurance Company
Outpatient care

included

Help at home

included

Emergency

included

International health insurance

No matter how careful we are, it is not possible to predict everything that can happen. Unfortunately, it is impossible to completely protect yourself from unwanted accidents. But you can make sure in advance that, if necessary, you are provided with timely financial support.

Accident insurance at Belneftestrakh is just the solution that will help you quickly with an unpleasant situation that has arisen and at the same time save your nerves.

Accident insurance in Belneftestrakh: basic conditions

You can purchase an insurance policy from us both for one person (including a child) and for several persons.

Having issued a voluntary insurance policy, you will be able to receive appropriate material assistance for rehabilitation and treatment in the following insurance cases:

  • injuries and various kinds of injuries, including bruises and fractures;
  • asphyxia (suffocation caused by foreign objects entering the respiratory tract);
  • poisoning caused by toxic substances, medicines, etc.;
  • burns and frostbite;
  • and other accidents.

What insurance programs does Belneftestrakh offer?

All our programs are distinguished by a reasonable cost and at the same time provide you with full insurance protection. Due to the availability of different insurance options, you can choose the most optimal option for you.

Standard program. The object of insurance can be either one person or several persons. You can issue a policy in the amount of 1000 to 6000 Belarusian rubles. It is important to remember that, if desired, such insurance can be purchased for 2 or 3 years, which will help you save both money and time for its registration. At the same time, you can be sure that you are under reliable protection 24 hours a day, 7 days a week.

Standard Plus. This program is designed for 1 year of continuous action, while depending on how many persons will be included in the policy, its cost will depend. The sum insured is indicated in foreign currency (US dollars), however, contributions are accepted in Belarusian rubles (for currency conversion, the exchange rate of the National Bank of the Republic of Belarus on the day of payment is used). If you want to insure 1 person, then the sum insured can be 3,000 or 5,000 US dollars. When applying for a policy for 2 people or more, the sum insured may be higher - up to 10,000 US dollars.

ERV insurance company, according to tourists, has high rating. Us thrice I had to make sure of this while receiving medical care under their policy in Thailand. The insurer works smoothly and efficiently. Letters of guarantee for payment came to hospitals quickly and to us never I didn’t have to leave passports or money as collateral (common practice for other insurances), waiting for the approval of payment of bills.
In addition, ERV insurance offers protection against broader range of risks than its competitors.

Of course, each option from additional services increases the cost of the policy. What is convenient is the different tariff plans (programs) of ERV, which differ in the set of insured risks. This makes it possible to choose the best option, taking into account the characteristics of health and the area you are heading to.
How to choose a set of services taking into account individual needs and not overpay? Read.

For starters, where to buy?
In 2019, ERV insurance can be bought both from the company itself and on comparison services (aggregators) of medical policies, such as Polis812, And Instore.travel. (Until October 2017, ERV policies were also sold on, but the insurance company did not renew the cooperation agreement with this aggregator.)
The prices are the same everywhere, since the aggregators charge a commission not from customers, but from insurance companies, however, it is more convenient to make out on Polis812, Instore.travel and Sravni.ru, since the ERV site itself is often buggy.

When buying, both from the insurer itself and from aggregators, we have to choose one of the standard programs, which will be discussed below.

Note! The minimum insurance amount for ERV for Schengen is $ 40 000 , and for Thailand - $ 100 000 .

By the number and variety of risks from which it protects ERV, no one can compare with this policy, including such good insurance as Polis AXA And Allianz. Another question is whether you need all the options, which, of course, are reflected in the price. However, compare for yourself.

Polis AXA

Assistance

Positive traveler reviews

Over 95%

Over 95%

Over 95%

Leisure

Included

Included

Included

Relief of allergies

Yes

Yes

Yes

Dengue fever

Insured

Insured

Insured

Driving a motorcycle/moped

Included

Included

Included

Evacuation of children

In full

Up to 5000 €

In full

sunburn

Are insured

Are insured

Not insured

Outpatient clinic visits

Not limited

Not limited

No more than 2

Price increase for a child

No

Schengen - up to 2 times
Asia - up to 10 times

Up to 3.75 times

Exacerbation of chronic diseases

In full

Up to 1000 €

5% of the sum insured

Complication of pregnancy

Up to 31 weeks

No

No

Help for a newborn

Yes, in the Optima program

No

No

Help with blood alcohol

Yes, in the Optima program

No

No

Help with terrorist attacks

Yes

No

No

Disaster Relief

Yes

No

No

Online Doctor

No

Yes

No

The right to choose a clinic

No

Yes, in the Premium program

No

Luggage insurance

2000 $, in the Optima program

$600, in programs C and Premium

For additional fee

Liability insurance

$35,000, in Optima program

5000 $, in the Premium program

For additional fee

Franchise

No

No

Only for Turkey, 25$

Buying a policy while traveling

No

No

Yes

Where can I buy

Tariff plans

If you buy a policy for Polis812, or the ERV website, two main tariff plans are obvious: Standard Plus And OPTIMA. They differ only in the set of insurance risks. Well, the price. It is likely that the optimal Standard Plus will suit you, and you will not have to overpay for the more expensive OPTIMA. However, it is possible that it is the OPTIMA plan that includes the options you really need ...

Standard Plus

The Standard Plus policy, one might say, consists of two parts.
The first is the standard set of services required to obtain a Schengen visa: a doctor's call, outpatient care, inpatient treatment, etc.
The second is the very “plus” of the tariff plan, an impressive (one and a half dozen risks) set of additional services: exacerbation of chronic diseases, legal assistance, loss of documents, flight delays ... See the full list on the insurance comparison service.

OPTIMA

Features of the tariff plan: to the risks that are insured in the Standard Plus policy, baggage insurance, civil liability, assistance in the presence of alcohol intoxication are added. The terms of assistance with complications in pregnant women have been increased. More details -.
Comparison of packages Standard Plus and OPTIMA - in the table.

Please note: additional options included in the OPTIMA tariff plan increase the cost of the policy almost doubled.

If you do not require civil liability, preterm birth assistance, or alcohol intoxication insurance, then there is no need to overpay.

Full coverage

The mention of the ERV "Full Coverage" program accidentally came across on the Internet. However, there is no such tariff plan either on Sravni.ru, or on Instore.travel, or on the official ERV website.
I asked the insurance company a question and received a response:
- The program "Full coverage" is included in the package tours, which are implemented by the tour operator "Pegasus". This program is exclusive, created only for the tour operator, in this regard, it is impossible to purchase it without a tour package.
Impossible - well, you don’t have to 🙂 After looking at the conditions on the travel agency’s website, I came to the conclusion that it is of no interest to independent travelers. The amounts of insurance coverage are minimal (€30,000 for Europe, $40,000 for Thailand). Everywhere - a franchise of 30 euros or dollars. And assistance in many (but not all) countries is not, but other service companies: for example, in Thailand, Vietnam, Spain, Tunisia - in Indonesia, China - MedAssist International. It seems that everything is designed to reduce the cost of the policy and the tour package.

ERV insurance for pregnant women

Any ERV tariff plan provides assistance in case of pregnancy complications. But the conditions of the Standard Plus and OPTIMA programs are significantly different.
per package Standard Plus help is included until 24th week pregnancy on the date of travel. An insured event is a complication of pregnancy that occurs no later than 10 days from the start of the trip. The maximum amount of assistance is $10,000 regardless of how much you are insured for.

Program OPTIMA provides much better conditions. Assistance is provided in case of complications of pregnancy up to 31 weeks at the time of the insured event. The amount of this assistance is equal to the sum insured ($50,000 or $100,000). In addition, the OPTIMA program includes help with preterm birth(for the entire amount of insurance coverage) and helping a newborn(for $10,000).
And while these are the best conditions for pregnant women traveling abroad, among all insurers.

ERV insurance for Thailand

Perhaps the main feature of ERV insurance for Thailand is the amount of insurance coverage. She is fixed $ 100 000 . And the price of the policy is not low. Thailand is classified as a high-risk country, and any decent company either sets a high price tag, or uses a franchise, or, like ERV, insures for at least $ 100,000.
Here is the price at the time of writing ERV for 14 days in Thailand:

At Tripinsurance prices are even higher.

Liberty has a lower price but uses a $30 deductible.

ERV insurance for Thailand has a nice nuance: the territory of the policy will be "the whole world". You can safely explore neighboring countries, so as not to stay too long.

Policy for Schengen

For a trip to the Schengen countries, ERV insurance is, in my opinion, one of the best, since both the company itself and it are based in Europe have earned a good reputation over several decades.
Another option with many positive reviews, at a lower price - policy Tripinsurance. Compare:
ERV prices for 2 weeks…

…and Tripinsurance prices. As you can see you can save.

Be aware that Tripinsurance has chronic disease exacerbation insurance limited to $3,000. If this is an important moment for you, the risk of exacerbation is high, it is better to buy an ERV policy after all.

ERV travel insurance

Cancellation insurance provides compensation for travel expenses in three cases:
- when canceling a trip
- in case of early return from a trip
- in case of a forced delay in the return.
When canceling a trip an insured event is the inability to travel due to illness (your, close relatives or travel partner), injury, refusal to issue a visa, when summoned to court and a number of other documented reasons. (Full list of reasons -.)
If the trip does not take place for the above reasons, the ERV insurance company will compensate for the cost of tickets, hotels and transfers in case these bookings cannot be canceled by yourself.
Upon early return from a trip insured events are illness (with hospitalization) or death of a close relative of the insured person (spouse). The company will refund the cost of tickets in economy class or the difference in price if tickets can be reissued to an earlier date, and the cost of staying at the hotel for "unused" days.

When the return is delayed Insured events are illness (with hospitalization) of the insured person or travel partner. The insurer will reimburse the cost of accommodation in a hotel (no more than 3 stars) within three days and the purchase of new tickets if the old ones cannot be returned or exchanged.

List of trip cancellation reasons that are recognized as an insured event

[hide]


Note! ERV cancellation insurance must be purchased before applying for a visa and no later than five days before the start of travel.

Brief information about the insurance company ERV

ERV Travel Insurance JSC has been operating in Russia since 2006. The authorized capital is 120 million rubles. 100% of the shares are owned by Europäische Reiseversicherung Aktiengesellschaft, München; it belongs to one of Europe's largest insurance groups Munich Re Group.
ERV was born in 1907. The company's specialization travel insurance. Therefore, much of what it offers is not offered on the Russian market by anyone else.

ERV assistance

Assistance ERV - Euro Center Holding, a holding of service companies dispersed across several countries. For example, from Thailand, we called the service center in Prague, the head office of ERV, and sent letters of guarantee to clinics from Euro-Center Thailand.

Location of Euro Center holding companies

Euro-Center Holding was founded in 1971 and works with all companies of the ERV group.