The latest changes associated with filling the Europropol required in the event of a driver getting into a traffic accident, entered into force back in 2015, when the Prime Minister of Our State, Dmitry Medvedev, signed the appropriate ruling. The document takes the beginning of the first day of July of the month of 2015. The desired form and in the current, 2018. A sample of filling in Europropol with an accident below in our article.

According to the decree, signed by the Prime Minister of Russia, the place where the road accident has happened, both participants in the accident have the right to leave until the arrival of representatives of the State Traffic Safety Inspectorate. However, there is a condition: this can be done only if both participants in the accident agreed on an independent design of an accident, at the same time, no one has contradictions.

What is europrotocol

Under this incomprehensible beginners and cautious car owners, the title is hiding a very important document - a special paper form designed to design an accident on their own participants.

Why do you need to make a protocol in case of an accident on the road? Everything is simple: Thus, both affected parties get the opportunity to get paid from an insurance company that serves their car. The road service is not a mandatory participant and witnessing paper.

In the Russian Federation, such a "love" method of solving problems appeared relatively recently, and helped to solve several problems at once:

• reduce the amount of time spent on the expectation of the traffic police;
• unload workers in road inspection;
• a quick solution to the problem, in view of which you will not contribute to the difficult passage on the way of other participants in the movement.

The "Euro" prefix in the term denoting the simplified registration of an accident, as if it sends us to the standards adopted in Europe, since it was from there that this convenient rhythm of life and came to our homeland for the modern rhythm.

Conditions under which it is permissible to draw up the European Protocol

Experienced drivers perfectly know the rules of actions that need to be observed when entering a traffic accident. However, newcomers may have information not to fully, therefore, we decided to bring you a consistent list of needed to achieve actions.

Table 1. First actions for an accident

Step	Photo
Step number 1. As soon as you realize that I became a member of the accident, immediately stop, turn on the alarms and set the emergency stop sign from behind.
Step number 2. Check if the second (third, fourth, etc.) participant of an accident was not injured. In case of injury detection, call quick help. If everything is fine, try to establish contact calmly and cool.
Step number 3. Save as many traces of the incident, it is very important for further compensation for further compensation, especially if the second participant of the accident behaves inadequately.
Step number 4. Call traffic police officers to compile the protocol.

All the actions listed above are relevant if the situation forces you to abandon the use of Europrotokol in favor of an ordinary solution to the resolution of the current situation. The fact is that using the European road "pact" can only be compliance with all the necessary conditions that are not so little. We list them.

1. In order for you to receive the official right to independently fill the protocol, it is necessary that two cars will take part in the collision, and not one.
2. Each vehicle should be insured under the Mandatory Insurance Program (OSAGO). The policy, to all of the time, should also be with me for each driver - participant.
3. The amount of damage caused by victims should be not more than 50 thousand Russian rubles.
4. As mentioned above, an important point is the lack of disagreements between the drivers regarding the circumstances of the accident and other nuances. Otherwise, only traffic police officers can help resolve contradictions.

Only in the case when all of the following conditions are followed, you have the right from a legal point of view without consequences to leave the scene.

We are in a hurry to draw your attention to a very important fact: according to the decision of July 1, 2015, the participants in the accident, subject to all the conditions listed on the list, not only can, but are obliged to record an accident independently. If you do not know how to do it, read our article further.

Conditions for the preparation of Europrotokol

The amount of damage covered by the European Protocol

Earlier, before the onset of 2015, the damage covered by Eurotocol, officially was officially 25 thousand units of the Russian currency. Now it is estimated in the amount exceeding the outdated amount twice - 50 thousand Russian rubles. In the event that the damage exceeds the desired value, the Insurance Company of the law has the right to refuse to pay.

Damage covered by europrotokol is 50 thousand rubles

To date, the maximum amount of compensation for compulsory insurance of autocarted responsibility is 400 thousand Russian rubles. It will also be applied as an experiment for the European Protocol in some regions of our country, namely:

• in the city of Moscow and the region;
• in the city of St. Petersburg and the region.

However, additional conditions are also added in this situation.

1. The "Iron horse" of the car owner applying to the desired compensation in Europrotokol must be equipped with satellite equipment. It is necessary to have the possibility of establishing a specific location on which an accident occurred.
2. If the affected parties were members of the automotive traffic jam, and completely accidentally treated each other, the compilation of Europrotokol and the receipt of the above amount becomes impossible.

Pay attention to the fact that these conditions are mandatory. For many drivers, they may seem unfair, however, the law, and he all participants in road traffic must follow.

What situation is allowed to leave the scene of an accident

Dear readers, we ask you to especially carefully read the desired section. The fact is that to remember all the cases in which the site has happened, where the traffic accident happens is not just important, and it is necessary, because only in case of compliance with all the rules from a legal point of view, you will be chicted before the law. So, freely leave the place of the accident, making a notice of it yourself, drivers can if:

• if other participants involved in the accident were not affected by their health, and even more so living, nothing threatens (our advice: even if there are small injuries, call an ambulance and stay in place);
• when the scene is selected using photos or videos;
• if your car suffered due to the hit to the barn of small size during parking or at similar situations;
• if you get into a small accident, you still need to call the traffic police and describe the incident, then perform all transmitted remotely from the instruction service employees;
• if the participants of the accident agreed on everything with each other on their own, and took the general decision regarding allagenda issues.

The desired rules began to operate in the protocol since 2015. If, in the past three year periods, you did not fall into an accident, and remember only past rules, we advise you to especially focus on this moment. Believe me, it is very important, because it is in case of incorrect interpretation of the situation, it will have to deal with the guards of order, fines and other troubles.

The main essence of the entered into the use of an independent method of filling the form of the Europrotokola is aimed at reducing time costs, both for drivers who are very often able to agree on payments, and for traffic police officers, which sometimes work in a rather stressful schedule. Road order guards are in the list of emergency locations in the list, the degree of severity of which is much higher than with the circumstances described by us.

However, if there is a dispute between the parties to the participants' parties, there is still a dispute regarding who to blame and will pay, without a call for the staff of the State Traffic Safety Inspection, it is impossible to do so, so the law says.

Including, it is impossible to leave the place of the accident if any of its participants suffered. At the same time, you must also provide first assistance by using a car aid kit, which is also mandatory should always be available from Russian drivers.

How to make europrotokol at an accident

If all the circumstances of the accident allow you to do with the Europrotokol, it is necessary to correctly fill the appropriate form. This document is issued to each Russian driver at the conclusion of the CTP Agreement, in an insurance company, without which, as you remember, ride through Russian roads is simply unsafe.

To fill it, you will need a ballpoint handle of standard blue or black. This condition is not mandatory, but desirable, since it is with the help of ballpoint written affiliation that the form becomes convenient, since with the front side, which you write will also be imprints and on the bottom sheet.

Each of the drivers fills the notice of a road accident, while the form for both is the same, just the first side takes information a column marked with the letter "A", and the second letter "B". At the same time, information is made directly on the front and turnover side, the second turns out to be each after the disconnection of the form.

We present the instructions for filling europolocol.

Step number 1 - Fill face

On the front side of the form of Europrotokol, independently compiled by the participants of the accident, there are information about the incident, including the following data:

• the place where the accident occurred;
• day, month, year, relevant at the time of getting into front;
• approximate (but preferably accurate) time of the incident;
• information about drivers who became parties to the accident;
• data on available witnesses, which subsequently can describe what happened;
• insurance campaign data;
• list and description of the nature of damage, with the listing of specific parts and composite elements of the car, which were damaged;
• it is also necessary to describe the additional circumstances that led to the accident.

Having entered the above information in the graphs intended for them, you will find that the entire front side of the document is filled. Only in this form you can handle the form, and in any way otherwise, otherwise it is considered invalid.

Regarding the description of damaged parts, as well as their transfer, which are manufactured in 14 of the document, some requirements are presented. Inventory must be briefly, but maximum excitation and accurately. Epitts and other emotionally painted speech elements will be absolutely superfluous, since you do not complain, but an official document for transferring information. For the sake of their own security, also check the list of opponent in which it describes the damage caused by you, as some drivers are trying to sick and write the damage to your account for a long time.

If you specify a specific damaged item, classify and apply exactly what happened to it, for example:

• the crack was formed;
• dent;
• skol;
• scratch and the like.

Describe damage hidden from the unarmed human eye you do not have right. We are talking about the inner damage of the car, which touched the technical equipment lined in the body. Only experts can evaluate it.

Clause 16 implies the introduction of the circumstances under which an accident occurred. For example, if you were standing in a parking place before the accident, stopped before the traffic light, they were rebuilt on another band or overtook (, etc.), it is necessary to note the cell tick opposite the corresponding graph.

No less important item to fill on the front side is on the account 17. Having reached it, you will need to draw up a traffic accident scheme, while depicting:

• roadway indicated by contours;
• name of streets or roads;
• direction of movement of each participant;
• the location of the vehicle of each car owner;
• the location of specialized signs, pointers, pedestrian crossings;
• picture the markup of the automotive canvas and finding various other items that influenced the occurrence of the road traffic event.

After the facial side turns out to be completed, the participants in the incident shall form the form of europrotocol into two parts. It is very important to ensure that your comrade in misfortune (the second driver) put a personal signature on both sheets:

• yours.

It should be noted that the signatures are required not only in 18, but also in 15 points where comments are indicated.

One of the instances of the form will remain with you, another second driver will take with me.

Step number 2 - fill in the opposite side of the form

The second part of the document represented by the reverse side is subject to a separate filling of each of the parties to the accident.

If you will have little place when filling it, you will have to set out additional information on a simple sheet of A4 format, which will need to be attached to the desired letter of notification. Inside the blend itself, it will be necessary to make a note that there is an application. In addition, you will need to specify:

• whom the desired application is drawn up;
• what paper it is attached to.

It is also important that the application read the second driver and also freezed his personal signature.

Counts that for some reason you will not fill out, it will be necessary to note the big letter of the Latin alphabet "Z".

So, we will proceed to list items that need to be filled on the back of the form.

1. First of all, it is necessary to indicate who witnessed the accident. It is best to assemble such personal information about them as:
   1. full Name;
   2. contact phone numbers.
2. If you want to receive insurance payment, you will have to apply the appropriate application to the form and specify its availability, and then submit all the documents in the hands of the insurer.

In the presence of a DVR, and the absence of witnesses, the testimony of witnesses also need to make an entry made by equipment.

Video - Europrotokol. Instructions: how to fill out

Important nuances

We list important nuances, on which it is mandatory to focus on how to fill the simplified protocol.

NEANS 1.In the event that you have a form in your hands to compile euroralocol before i walked and spoiled, just broke, it became hard to read, You must fill out a new document.

Nuans 2.After shape separation into parts no changes or additions It will be imposed in it. However, in the case when it is vital, you must also assure the correctness of the additional information of the signatures, both participants of the accident.

Nuans 3.If a the second participant of the accident expresses the refusal From the signing of the desired notice from the accident, or simply does not want to fill it out, it will not be possible to use the Europrotokol, you will have to call the traffic police.

NEANS 4. TO REPAIR REPUBLIC, The victim in a traffic accident, in no case can not be proceeding until the term of 15 days will be born, the countdown of which begins directly from the moment of incoming an accident. The only exception may be the case in which you in writing will agree on the procedure with your own insurance company.

Nuans 5.Very important to spend video or photography of the territory, on which an accident occurred. This is not about capturing the surroundings, but about fixing important from a legal point of view of parts.

If you have such an opportunity (almost everyone has smartphones with decent cameras), of course, it is best to make photos and remove several detailed videos, which will help clarify the picture of what happened when discussing important insurers' insurers.

It is very important that in order for the photo or in the video.

• plan of place where traffic rules occurred on which it will be possible to discern directly finding each vehicle;
• traces remaining from wheels on the road when braking, wreckage of any composite body elements;
• cracks, dyed parts of the machine, such as headlights, lining, and other elements;
• also on all sides, capturing the rear and front numbers, it is necessary to remove each vehicle, preferably a close-up.

Note that only the photo and video shooting is taken to consideration by the insurance company, which is made within an hour after the collision of cars, which is why it is better not to delay it and make it right away, as well as in advance, how to demonstrate the time and date of creating a specific media file to representatives insurance company.

Nuans 6.If in a traffic accident participated more than two cars It will not be possible to take advantage of the Europrotokol, it is necessary to call the traffic police officers who will understand who is right, and who is to blame.

Nuans 7.If one of the cars, which has become a member of the accident, put on account not in the Russian Federation, The possibility of registration of Europrotokol, the drivers still have, however, only under the condition that the road liability of its owner is registered according to the international liability insurance system. In this case, if both drivers fall on one solution and will not decide to resort to the help of the specialists of the State road safety inspection, they can legally leave the crime scene. Fill out the form, however, they must be on ancedental base, if one of the parties is a citizen of Russia.

Appeal to the insurance company

Within five days after entering an accident, the drivers should contact the insurance company, whose clients they are, and provide its employees to verify the following documents:

• one original instance of an accident notice, filled directly at the site of the accident by both its participants involved in the occurrence of the desired situation;
• application with the requirement to compensate incurred losses;
• flash drive or other other electronic media containing photos or video of the scene of the incident, cars, damage;
• the statement that all the information made in the form of the second driver, you retained in its original form, and they are genuine (uncorrect).

We ask you to pay attention to the next fact: if in addition to insurance, you also have a CASCO agreement, from the design of Europrotokol still have to abandon. The desired insurance company refuses to accept an application for compensation for damages without a certificate from the traffic police, therefore, service staff will still have to worry and cause an accident. And what is the difference between CCASO, read in our

Let's summarize

As you can see, the design of Europrotokol - the process is quite simple. Fill in form graphs, even those drivers who see the form for the first time, and never before that have become participants in accidents. The nuance lies rather in the circumstance, which is not always a citizen has the legal right to fill it. You have to constantly keep in memory many of the desired little things. You should not be afraid, with the times you will remember them, and you can transfer information to our inefficient friends read in our article.

It is important to remember that each grammatical error or typo can lead to more than temporary costs that will be used by the insurance company to clarify the circumstances or clarify your information. It is especially important to carefully make information on the circumstances of the accident that occurred, clearly and without artistic details to draw the area of \u200b\u200bthe area where traffic rules occurred, along with vehicles and other objects with objects on it, correctly submit their own personal data and the information necessary to identify the car.

Europrotokol has been used in Western countries for many years, drivers have learned to civilize problems, such a way to independently establishing contact and decision making not only allowed to unload the roads, but also raised the driver's culture as a whole. Let's hope in Russia this method of fixing the traffic rules will be as effective and effective.

1. What is Eurotocol?

Contrary to some opinions, Europrotokol is not some special form, and the process of independent design of an accident by its participants without calling emergency commissioners and traffic police officers. The Euro Prefix says that this practice was applied in Russia in the example of others - in particular, European countries where such a way of registration of an accident is widely practiced. When making an accident according to Europrotokol, the same standard form of an accident notice is used, which is issued to you by the insurance company when issuing the CTP agreement.

2. In which case, you can arrange an accident in Europrotokol?

Under this simplified scheme, it is not possible to make every accident. In order to take advantage of the use of europrotokol, the following conditions must be respected:

• no more than 2 cars participated in the accident;
• at an accident, another property was not damaged, in addition to those who participated in it;
• in an accident there are no dead and affected - drivers, passengers or pedestrians;
• both participants of the accident have an active insurance policy and allowed in it to manage a car that fell into an accident, or one or both participants of the accident have a car with foreign registration, but the insured by the Green Card system;
• participants in the accident there are no disagreements regarding the circumstances and causes of an accident, as well as damage caused by cars.

As can be seen from the above list, the conditions for the design of Europrotokol are quite simple, but the most important circumstance is that all these conditions must be observed without exception. That is, if 3 or more cars were damaged at an accident or one of two participants of the accident damaged, for example, traffic light, road sign or someone's shopping kiosk, either to use europolocol - will have to cause a police. The same is waiting for drivers who do not agree to evaluate the causes and circumstances of the accident - if no one wants to recognize their guilt, or there are disagreements on the scale of damage, the traffic police and the insurance company will make the decision. If the second participant in the accident, in which you got, is aggressive, drunk or under the influence of narcotic substances, no about which Europrotokol can also be and speech - call the police.

3. What is the maximum amount of insurance payments for europrotocol?

For CTP agreements concluded after August 2, 2014, the amount of maximum insurance payments for Europrotokol is 50 thousand rubles . This restriction is another indirect condition for the possibility of issuing an accident on a simplified scheme: if at least one of the participants in the accident believes that the damage exceeds 50,000 rubles, it will have to call the traffic police, because when using Europrotokol, it will not receive more than this amount.

However, there is another option: for OSAGO agreements concluded after October 1, 2014, the so-called "unlimited europrotocol" operates, the amount of payments for which is 400 thousand rubles. But in order for them to take advantage of, a number of additional conditions must be observed: an accident should occur on the territory of Moscow, the Moscow region, St. Petersburg or the Leningrad region, the fact of the accident and the location of cars after it should be fixed using the GLONASS satellite system, and Cars themselves and damage themselves - using photo or video filming. At the same time, the restriction on the territory does not apply to the place of execution of the policy: if they were decorated, for example, in Samara and Vladivostok, and an accident occurred in Moscow, unlimited europrotocol will be relevant under all other conditions.

4. What is the procedure for the design of an accident in Europrotokol?

Common the procedure for the design of an accident in Europrotokol is as follows:

• immediately after an accident, you need to stop and set an emergency stop sign, while retaining all traces and details of an accident;
• together with the second participant of the accident to come to an agreement on his culprit, circumstances and damage due, given the size of the maximum payment of Europrotokol;
• together with the second member of the accident, fill out one form of an accident notice form, which will clearly indicate the personal data of the participants, the circumstances and the causes of the accident, his culprit, and also caused damage cars;
• if possible, it is worth collecting a maximum of evidence information about the accident: make a photo or video, where the general car layout will be visible after an accident, photos of each car with clearly visible license plates, traces of braking, if any, as well as all damaged parts of both cars , including fragments and debris remaining at the collision site; In addition, you can collect contacts and testimony of accidents of the accident, and if there is a record of the incident from the DVR, also save it as an evidence base.

If the accident occurred in one of the regions, which the action of unlimited Europrotokol is distributed, and you are going to use it, the procedure for an accident will be the same as indicated above, with two additions:

• photo or video materials, fixing the circumstances of the accident and the damage caused, become not desirable, and compulsory - they will need to be provided to the insurance company to confirm the fact and circumstances of the accident;
• An accident must be fixed with the use of GLONASS satellite systems installed in cars involved in the incident.

Please note: the notice of the accident must be filled correctly, do not contain contradictory readings and signed by both participants in the accident, and also be easily readable and not damaged. You should not leave empty graphs and lines in it - they need to put fiwers or "cross out" their crosswise climb or letter Z.

Having finished the design of an accident, both participants may leave the scene.

5. What to do after registration of an accident?

After registration of an accident, you must contact the insurance company within 5 business days. If you are the victim, then you need to write a requirement for insurance pay and attach the original of the original accident notice, which you filled together with the second participant of the accident. If you are a culprit, then you need to notify your insurance company within 5 business days about the occurrence of an insured event by sending them the original to the endage of the accident.

IMPORTANT: Before passing the original filled out of an accident in the insurance company, make it a copy to make the traffic police officers who can stop you to verify the fact of registration of an accident.

After finishing the documentary registration of an accident, one can expect compensation for damage. Please note: the perpetrator cannot be repaired for 15 days from the moment of an accident, otherwise the insurance company may impose a regressive requirement after the payment of the victim. If you need to start recovery before the expiration of this period, present the car to the inspection of the insurance company and get a written permission to repair.

In addition

Due to the new procedure for compensation for damage providing for the priority of natural reimbursement of the victims of the victim in an accident, we clarified whether it had some kind of influence on the order and consequences of the formulation of Europrotokol. In addition, we asked the expert to clarify whether an accident could be arranged in Europrotokol, the participants of which agree to recognize mutual guilt, and how compensation will occur in this case. Replied to our questions Vitaly Knyaginichov, Director of the Retail Business Directorate of Ingosstrakh.

1) Is the formulation of Europrotokol in the event that both participants of the accident recognize their mutual guilt, and if so, how will the amount of insurance payments be calculated? Or for the design of Europrotokol, it is imperative that one of the participants of the accidents recognize its guilt, and the second was the victim?

According to Art. 11.1 The Law on CTP, the registration of documents on the traffic accident without the participation of the police officers to be carried out in the manner prescribed by the Bank of Russia, in the case of the following circumstances at the same time:

• a) as a result of a road accident harm caused only by vehicles specified in subparagraph "B" of this paragraph;
• b) the road accident occurred as a result of interaction (collision) of two vehicles (including vehicles with trailers to them), the civil liability of whose owners is insured in accordance with this Federal Law;
• c) the circumstances of harm due to damage to vehicles as a result of a traffic accident, the nature and list of visible damage of vehicles do not cause the differences of the participants in the road accident and recorded in the notice of the road accident, the form of which is filled with drivers involved in the road -Transport incident of vehicles in accordance with the rules of mandatory insurance.

According to paragraph 22 of Art. 12 of the Law on the CCAMA, in case the degree of fault of the road accident participants in the court was not established, insuring their civil liability insurers carry the obligation established by this Federal Law, the obligation to compensate for the harm caused by such a road accident in equal shares.

Thus, if both participants of the accident recognize their guilt and there are no disagreements between them, then the payment is made taking into account mutual guilt in the amount of 50% of the damage, but no more liability limit on "Europrotokol".

2) Due to the new order of compensation for damage caused to an accident, which provides for the priority of natural reimbursement on the monetary payment, what is the procedure for the actions of the accident participants in the design of it in Europrotokol and after registration?

The method of registration of an accident (with the participation of police officers or without them) does not affect the form of harm compensation. The only difference is a limit of responsibility in the direction of repairs, which can be 50,000 rubles in "Europrotokol".

What is OSAGO Eurotocol knows not every car enthusiast. It is necessary to understand that this document can significantly simplify the procedure for registering the insurance event. Consider in the article, what it is, how to properly fill it in and in what time frame to make the insurer to the office so that payments have passed without problems.

What is Eurotocol

Europrotokol is a formal document, thanks to which you can independently fix the emergency and get compensation.

Thanks to the notice, you can significantly save personal time and money, since there is no need to wait several hours of traffic police officers or spend money for the payment of the emergency commissioner services.

How to issue europrotocol is indicated in the document itself, on the turnover side or in the Rules of Insurance OSAGO. If necessary, each client can get qualified assistance about the filling of Europrotokol from our specialist on the site, which works 24 hours a day, completely free.

In which cases can be applied by europrotokol in Russia

Within the framework of the law, accidents can independently settle the question if:

• in the accident, no more than two cars are guided;
• the driver and passengers were not injured;
• the amount of the loss is no more than 100 thousand rubles;
• both have existing policies;
• participants voluntarily decided who was the guilty and signed a notice.

Important! As for the minimum limit, it is established for all Russian cities, except Moscow and St. Petersburg + area. For these territories, an increased limit in the amount of 400,000 rubles is valid.

How does Europrotokol under an accident in 2020

In fact, the circuit of registration of the accident in Europrotokol is very simple and takes up to time not more than 20 minutes.

All you have to do is:

1. Determine the amount of damage received. For this, both sides are required to decide who is the victim.
2. Make a notice, according to all requirements.
3. Within 5 business days, visit the insurer's office and write a statement about the insurance event.
4. Provide damaged auto authorized employee, to conduct a visual inspection, in order to establish damage gained.
5. Get compensation or direction to the station.

Important! The insurer must pay or issue a referral for repairs within 20 days, from the moment the full set of documents is provided. If the organization breaks the time frame, you can make a complaint and contact the court.

What does a document look like for an accident independently

Unfortunately, many motorists do not even know how the notice looks like, which should be filling out when an insurance event occurs. It should be known that the form of the form is approved by order of the Ministry of Internal Affairs No. 155.

The standard package of documents consists of two bonded forms with a self-copying side. Also on the document (on the reverse side) presents a clear instruction for filling it. As for color, the documents are standardly printed in blue.

Where to take the form of eurprotockol

At the conclusion of the OSAGO, a financial institution officer is obliged to give the client two blanks for fixing an accident. But what if the policy is purchased via the Internet or forms were not received? Nothing wrong with that.

It is important to take into account that for fixing an emergency case, only one form will be required. At the same time, it does not matter, from which company it will be.

If you have issued an electronic CTP offer on our insurance portal.

What you need to make the driver after he got into an accident

Often, the car enthusiast at hit in an accident is immediately upset and forgets what to do. In fact, everything is very simple.

The driver who fell into an accident should:

• Stop. The most important thing is that it should be done is to stop moving and leave the car in such a state until the emergency case is recorded.
• Put emergency stop sign. According to the rules, the sign must be at least 15 meters from the vehicle.
• To take pictures. The main thing is to make a common snapshot, damage in detail and cars with a number of sign.
• Take the coordinates of witnesses and clarify whether the video surveillance cameras are nearby.
• Place a notice.

How much may insurance company in Europrotokol can pay

Payments on OSAO in Europrotokol depend on the region in which the owner of the car is registered. As for the maximum limit, it is equal to 400,000 rubles. Such a bonus received car owners living in Moscow, St. Petersburg and, accordingly in these areas.

Other car enthusiasts can independently solve the issue if the amount of the loss is no higher than 50,000 rubles.

Under what conditions will it be possible to use europrotokol with a limit of 400,000 rubles

For money, each participant must comply with general requirements.

Requirements:

• provide photographs from a crash or video;
• communicate damage;
• proceed with the case using the GLONASS system (navigation system).

What is the order of filling of the form of Europrotokol

In order for the financial organization to pay, the document should be correctly fill.

How to arrange ejrmotocol:

What should be displayed on the accident scheme

If you decide to fill out the notice yourself, but it is important to correctly compile an accident scheme.

The scheme should reflect:

• in which direction was moving cars;
• state registration sign;
• contours of the roadway indicating the street;
• all important items that relate to the fact of an accident.

Application and payments

Within the framework of the federal law, the treatment of Europrotokol is 5 working days. If the driver provides documents after the specified period, the insurer may officially refuse to pay.

As for the payment, the company is obliged to list funds on the account of the victim within 20 days after the provision of the last document.

Is it possible to chain the accident in the future to challenge the notification that he signed earlier

Such is relevant if the culprit signed a document by negligence or under the pressure of the second party. Unfortunately, the practice of challenging the document in Russia is absent. Of course, you can make documents and try to achieve justice.

In practice, such cases are considered individually. Experienced experts are always recommended to think well before putting a signature. Know, you can always arrange the case officially.

Obtaining compensation

The affected side in an accident in Europrotokol is obliged to get paid. In connection with the latest changes, the financial institution can not only pay money, but also to issue a referral to repair.

Repairs in Europrotokol

In this case, the payment procedure occurs as follows:

• the insurer issues a direction to the station;
• the victim provides a car for repair work;
• renovated auto owner shows a representative of the insurance organization.

If the damage is more than the amount of Europrotokol

But what to do if the amount of the loss above the set loss? In this case, the victim will have to compensate for part of the costs at your own expense.

If the culprit has not sent an insurer notice

Eurotocol blank is a mandatory document for receiving payment. Based on him, the insurer can establish when the accident happened, and who was to blame.

What if the culprit is not going to the insurance

Within the framework of the law, the Insurer has the right to ask the culprit to come and provide a car for a visual inspection. However, if the culprit refuses, the affected side still receives payment. At the same time, the financial organization has the right to set regressive requirements for the perpetrator.

Failure to pay

Some motorists receive refusal to compensation. What is the reason for the failure? In fact, the reasons may be somewhat:

• the document has corrections that are categorically unacceptable;
• eurotocol without CTP (when one participant has no protection);
• the document is filed after 5 days;
• the affected side did not show the car;
• there are no photos;
• no road rules are not met.

Answers to important questions:

In this section, they will respond to the most frequently asked questions that occur in car enthusiasts when making notifications.

How can I get more information about Europrotokol

You can always make a request for the necessary information from a consultant on our portal that works 24 hours a day. Also, information is available on the customer support service, which is indicated on the back of the OSAGO form.

Why are witnesses need

In the event of a controversial situation in court it will be necessary to show witnesses. Therefore, with an accident, the coordinates of the citizens who will be able to confirm, an accident occurred on whose fault.

If the car after the accident stop what police

In this case, you simply should shove a copy of the composed of Europrotokol.

Do I need to take pictures of what happened if yes, how to do it

Yes, the presence of photographs is a prerequisite for compensation. Should do:

• a general view where the location of cars, signs and territory of an accident can be seen;
• both cars with license plates;
• deceleration path;
• damaged damage.

Is it possible to do something so that there are no difficulties in subsequent proceedings

Of course, the affected side can always remove the video, take the contacts of witnesses and clarify whether the street chamber that could fix the emergency case.

The form was filled out the photograph made phone witnesses got what to do next

It is necessary to fix the case in the insurance organization, within 5 days, after an accident.

Is the emergency commissioner obligatory at the design of Europrotokola

Within the framework of the law, use the help of the emergency commissioner is not necessarily.

Casco Casco Registration

If the guilty side is decorated with a CASCO policy, then you need to call the traffic police officer and fix the case. The notification in case is not accepted as a document confirming the fact of the occurrence of the insurance event.

Europrotokol with contactless accident

In this case, the document is not compiled, but a traceological examination is carried out.

Is the formulation of Europrotokol if one of the vehicles is not registered in our country

Accidents are united for all. The main thing is that a foreign driver has an OSAGO or a green card.

Is it possible to use europrotokol if more than 2 hours of vehicles are involved in the accident

No, in such a situation you will need to call the traffic police or emergency commissioner.

What to do when people in an accident were damage to health

In this case, you should call an ambulance and the case will be officially fixed.

Is it possible to take a notice in the insurance company in which there is a contradiction between information about an accident provided by the participants

No, since the company cannot be paid when identifying disagreements.

Summing up, it can be noted that within the framework of the CTP, drivers can arrange an insured case. Especially for this, a blank notification form in case of an accident. At the same time, the basic rules should be taken into account, such as: the deadline for submitting documents and the rules for filling out notice.

If necessary, you can always seek help from an expert on our portal, which will help as quickly as possible.

And what to do if it happened, you will learn later.

The legislation of the Russian Federation provides for the possibility of making an accident without a call to the police officers for the so-called "Europrotokol", when both participants fill out a venge of a traffic accident and sign it. We will now tell you how to do it right to get insurance.

In accordance with paragraph 5 of Art. 11, paragraph 1 of Art. 11.1 FZ "About OSAGO"; Clause 2.6.1 PDD of the Russian Federation, an independent design of an accident in 2020 is possible only while complying with the following conditions:

• as a result of accidents harm caused only vehicleswho participated in the accident (not harmful to life or health);
• DTP occurred as a result of a collision two vehicles (including vehicles with trailers to them), the civil liability of the owners of whose owners is insured in the policy of the OSAGO;
• the circumstances of harm due to damage to property as a result of an accident and (or) the nature and list of visible damage of cars do not cause disagreement For participants of the accident.

According to paragraph 4 of Art. 11.1 FZ "OSAGO", when making documents about an accident without the participation of traffic police officers, the amount of insurance compensation due to the damage to compensation for damage caused by its car cannot exceed 50 000 rubles.The victim should understand that the insurance company will pay only this amount, even if the real damage is more.

In the case of drawing up documents on an accident that happened in Moscow, St. Petersburg, Moscow and Leningrad regions, insurance indemnity by the victim is carried out within 400,000 rubles. subject to submission to the insurer of data on the circumstances of harming the vehicle as a result of an accident, which are fixed using the technical means of control, providing incorrect registration of information (photo- or video filming of vehicles and their damage at the accident site, as well as data fixed using the navigation tools operating using the technologies of the GLONASS or GLONASS system in conjunction with other global satellite navigation systems) (clause 5 of article 11.1, para. "B" Art. 7 of the Law N 40-FZ).

In accordance with paragraph 2.6.1 of traffic police of the Russian Federation, participants of the accident it has the right not to design Documents on the incident, if vehicles or other property are damaged or other property of these participants and each of them does not have the need for the design of these documents.

The procedure for registration of an accident in Europrotokol

Take yourself in hand and consistently follow these steps:

1. Inspect together with the second member of the accident (driver of the second car) scene of the incident. Find out if you have disagreements about the one who is the culprit, and who are victims. If there is no disagreement, then we turn to step 2. Otherwise, we cause traffic police.
2. Inspect the damage to vehicles. If the damage to the car of the victim for an approximate estimate does not exceed 50,000 rubles, we follow the instructions further. If the damage is more than the specified amount, accounted for an accident only with the participation of the police.
3. Carefully check the documents - driver's license, documents for the car. Both drivers must have the active policies and be inscribed in them (if the number of drivers admitted to the control of the vehicle is limited). Problems with documents - without thinking about calling and waiting for inspectors. Yes, according to the "Rules of OSAGO", the reporting of the insurance policy data to other participants in the accident at their request is the duty of the driver. We strongly recommend checking the policy of the culprit on the Rs site - https://dkbm-web.autoins.ru/dkbm-web-1.0/bsostate.htm
4. Fix all the circumstances of the accident - location of cars, damage, markup, road signs, etc. It can be healthy in the event of controversial situations. Fixation of harm causation can be carried out using photo or video recording or using navigation tools. A smartphone is suitable with the geopositioning mode on. Turn on in the phone's camera settings, add coordinates to pictures and / or video recordings.
   In accordance with paragraph 3 of the rules for submitting information on the traffic accident, the insurer approved by the Decree of the Government of the Russian Federation of 01.10.2014 N 1002, the photo or video shooting must be performed for no more than 60 minutes after the accident and include images:
   State registration marks of vehicles of participants of accidents or identification numbers (VIN) (in the absence of state registration marks of vehicles);
   vehicle damage places;
   the mutual location of the vehicles of the participants of the accident with reference to the facilities of the transport infrastructure or other non-performing objects;
   State registration sign of the vehicle of the witness of an accident (if any).
5. Remove vehicles from the roadway. According to paragraph 2.6.1 of traffic police of the Russian Federation, the driver involved in the accident is obliged to free the roadway if the movement of other vehicles is an obstacle. Failure to comply with this obligation can lead to a fine (1000 rubles).
6. Co-fill in the form of Europrotokola - the notice of an accident. Read details below.
7. Exchange by phones, shake hands and you can leave the scene of the accident.
8. In the shortest possible time, notify the insurance company about what happened. This can be done by phone or through the insurer's website.

Instructions for filling out an accident notice

The notification form is filled in two copies - one for each of the drivers. It is extremely desirable to use a ballpoint handle, since when filling out the information is copied to the leaf below. Ink color can be any - blue or black.

Furning facial

This side must be identical on both copies of the notification. We start with paragraphs 1 - 8:

p.1 Scene of an accident - specify the settlement, street and room of the nearest house. If the collision occurred at the crossroads, then in the form marks the intersection of the streets. In the case of an accident on the track, it is necessary to specify its number and name, direction of movement and the approximate kilometer.

p.2 Date of the accident - fill in the date and time of the incident. If there is a record of the DVR, then the exact time of the collision can be viewed there. If there are no records - we write the time approximately.

p.3 The amount of damaged TC \u003d 2. The design of Europrotokol is possible only when two vehicles collide.

p.4 Number of wounded \u003d 0. Europrotokol can not be issued if there are wounded or dead. If you have the victims, it is necessary to call DPS inspectors.

p.5 was the inspection of the participants of the accident on the state of intoxication - "no". Send to medical examination can only police officers can.

p.6 Material damage caused by other vehicles (except "A" and "B") - "No". This will be another proof that only two units participated in the accident. If transported items were affected in the car (for example, a laptop), be sure to check the "other property" field.

p.7 Witnesses of the accident - enter the name and addresses of witnesses. It is advisable to specify the contacts of one or two witnesses of the accident, it will help if disputes with the insurance company occur.

p.8 was issued by the execution of the traffic police officer - "No". Independent decoration of the incident is the essence of Europrotokol.

By filling out the "cap" of notifications, go to the completion of car information:

p.9 Mark, model, VIN and state. Room for vehicles "A" and "B" take from the relevant registration certificates (plastic card).

p.10-11 Indicate these owners and drivers of cars. It should be understood that the TC driver does not have to be his owner. Insurance company will reimburse the damage not only to the owner, but also a person with a power of attorney with the right to obtain insurance compensation.

p.12 we take the data from insurance policies of OSAGO. A tick opposite the "TC is insured from damage", we put only if this car is insured by CASCO.

clause 13 by arrod. We mark the place of the initial impact.

clause 14 We write visible damage. For example: I burst the rear bumper, deformed: the rear left wing, the back door, the rear lights are broken, etc.

p.15 Comments. At this point, the culprit of the accident Before Must write: "I admit the guilt in an accident", and the victim "in an accident is innocent."

Fill in paragraph 9 - 15 go to the central part of the notification form. Here you need to put ticks opposite the circumstances of the accident (for each machine) and draw the scheme:

Try to reflect the profile of the road, markup, signs, position of cars before and after the accident, direction of movement. There are no special requirements for the drawing, the scheme simply must be understandable.

Do not forget to put signatures In the appropriate fields at the bottom of the document.

Filling a back side

First disconnect the script and copy of the notification (the copy is created automatically on the second sheet of notification). The victim usually takes the script, as it is increasingly clearly visible on it.

If the front side should be identical on both copies, then on the reverse side, each participant fills information regarding its car, noting "a" or "b". As you noticed, items are less here.

As you can see the rules for filling the Europrotokola are quite simple.

What to do after filling in Europrotokol?

So, the document is fully filled and signed by both drivers - no mutual claims, which means you can continue to move. But the rights and obligations associated with the accident on this are not terminated. According to current legislation, and the victim, and the culprit must provide notifications to their insurance companies within 5 days. The culprit must also be ready to show his car to the insurer, otherwise the insurer has the right to present regressive requirements. More about this, as well as risks arising from the design of Europrotokol, we wrote. We strongly advise you to read!

In addition to the instance of the notification form of an accident filled with drivers, victim, in accordance with paragraph 2 of Art. 11 FZ "On OSAGO" and paragraph 2 of the Rules of the OSAGO, approved by the Decree of the Government of the Russian Federation of 01.10.2014 N 1002, within five working days from the day of the accident, it is necessary to submit to the insurer who regained its civil liability, the following documents and materials:
application for direct damages;
electronic media with information containing a photo or video recording of vehicles and their damage at the site of an accident, date and time of photo or video recording, as well as coordinates of the technical means of control;
The application that information containing a photo or video recording is incorrect.

Starting from July 01, 2015, with the beginning of the actions of amendment to the rules of the road traffic, the drivers were able to independently design an accident, which did not result in serious consequences, without a traffic police call. The so-called registration of an accident according to Europrotokol significantly simplifies the entire process for drivers and gives the right to receive insurance payments on the ICSAA affected party.

However, in order to avoid refusal to compensation from the insurance company, it is very important to have an accurate idea of \u200b\u200bhow to issue an accident in Europrotokol. In this you will help our instructions.

Major conditions of Europropol

When can Earrhrotokol be issued?

The registration of an accident in Europrotokol is possible subject to the following basic conditions:

• Two vehicles participate in the accident.
• Both vehicles have insurance care.
• There are no injured in an accident.
• Both parties agree on the culprit (one of the parties recognizes its guilt in an accident), as well as about all circumstances of the incident.
• The parties have differences regarding the culprit of an accident, but at the same time complied with the requirements for photo and / or video confixation of the circumstances of the incident and the transfer of this data to the AIS OSAGO.

Size of insurance payment

In the case of an accident in Europrotokol, the affected party can get paid in the amount of up to 100 thousand rubles. For Moscow and St. Petersburg, as well as for Moscow and Leningrad regions, the maximum amount of payment is increased to 400 thousand rubles.

If participants have a traffic accident of disagreements regarding the circumstances of the incident, the maximum payment for any regions is limited by the amount of 100 thousand rubles.

It is possible to count on obtaining a maximum payout of up to 400 thousand rubles only if the participants in the incident do not have differences regarding the guilty side.

The following conditions must be complied with the payment of payment:

• a photo and / or video filming of vehicles participating in an accident;
• photo and / or video filming of damage;
• data on the scene is recorded using the GLONASS system or the DTP. Evroprotokol application.

In the event that, according to the results of the examination it turns out that the amount of damage is higher, compared with the established limits in Europrotokol, the affected side has the right to demand the remaining part of the amount directly from the culprit of an accident.

Drivers' actions immediately after an accident

The procedure for the design of an accident in Europrotokol provides for a number of actions required to directly fill the blanks. So, first of all participants in the incident need:

• make sure there are no victims and in participation in the accident of two vehicles;
• fix the position of vehicles and damage using photos and videos;
• free the roadway from your cars;
• come to an agreement on who is the culprit of the accident;
• fix the name and contact details of witnesses (if any), take written testimony from them.

Photo and video requirements

Instructions for designing an accident in Europrotokol requires that shooting in a photo or video is made no later than 1 hour after the accident.

At the same time, it is necessary to fix the fixation of the following actual materials:

• state vehicle numbers, and in their absence - Vin numbers;
• damage gained as a result;
• the position of vehicles at the time of an accident with reference to the area (to objects of road infrastructure, houses, shops and other facilities, allowing to accurately identify the scene).

Also, the law establishes that for paying exceeding 100 thousand rubles, the circumstances of the accidents must be fixed using special technical means or software that eliminates the possibility of adjusting files. These fixation must be transferred to AIS Osago. As a special software, a mobile application "DTP. Evroprotokol", which drivers can use to fix and transmit data.

Filling of Europrotokol

When executing the policy of the OSAgo, a representative of the insurance company presents the client blank notification form about the accident in two copies. This document is called Europrotokol. To download the forms, click the following links: Eurotocol blank and an application for incorrect information.

DTP notification form is self-absorbed. Therefore, both drivers fill out one blank. Each drivers fill it in accordance with the "A" or "B" column. After that, sheets are disconnected. Filling the reverse side Each driver performs on its instance of the form.

Filling the front side of the form of Europrotokol

An instruction manual for an accident in Europrotokol provides for the mandatory fill in all points on the front side of the form. In particular, the drivers need to fill out the following items:

1. Scene of an accident. Indicates the intersection of the streets in the event of an accident at the crossroads or address of the nearest house. When the accident outside the settlement, the name or number of the route, a kilometer and the direction of movement are indicated.
2. Date of accident.
3. Number of vehicles participating in an accident (required 2).
4. Information about the victims (should not be).
5. Information about whether the medical examination of participants was carried out ("no" is noted).
6. Information about damage to other TCs and property. In the chart about the damage to other TCs should be a mark "No" (design for europrotokol only with two participants in the accident). In the event of damage to the property located in the car, the corresponding marks are made.
7. Information about accident witnesses (if available).
8. Registration of traffic police officers (there is no "no" mark).
9. Each driver is filled with information about its vehicle.
10. Indicates the owner of the vehicle.
11. The driver of the vehicle is indicated.
12. The insurance company is indicated, the OSAGO policy number and its validity period.
13. The arrow marks the place of the initial impact of the vehicle.
14. Listed and briefly describe all visible damage. Hidden damage will be revealed subsequently during the examination.
15. Comments. An important point in which the information is entered, not specified in paragraph 16, as well as the guilty side is indicated.
16. Circumstances. Filled by marking corresponding specific circumstances of cells.
17. DTP scheme. It is compiled with the mandatory reflection of signs, markup, direction of movement and other data, allowing to establish a culprit. Also, the scheme is binding to the area by specifying the crossroads of the streets, addresses of the nearest home, etc. An example of a diagram in video:
18. Applications of both drivers are set.

Filling the reverse side of the form of Europrotokol

On the reverse side, each driver filled the following items:

1. It is indicated by the vehicle for which the front side ("A" or "B" was filled).
2. Briefly describes the circumstances of the accident. The actions of the driver himself and the second participant in the accident.
3. It is indicated who managed the car at the time of the accident (the owner or other person, controlling the vehicle on legal grounds).
4. Information about other TCs involved in the accident. Must stand a dummy (registration of an accident in Europrotokol only with two participants).
5. Information about damaged property. Property is indicated, in addition to the car, which caused damage as a result of the accident (radio, navigator, laptop, etc.).
6. It is indicated information about the possibility of moving the vehicle with its own stroke.
7. Note. Be sure to reflect information about fixing damage in a photo or video.

Actions after registration in Europrotokol

Guilty side

The culprit of the accident is obliged to send his copy of the Europrotokola form to its insurance company. Within 15 days after the accident, the vehicle repair is not allowed. If the repairs are necessary, the culprit is obliged to provide his car for examination to the insurance company of the victim and obtain permission to carry out restoration work.

The victim

The procedure for the design of an accident in Europrotokol provides for the need to address the victim in its insurance company no later than 5 working days after the accident.

When accessing the insurer, the following documents must be provided:

• Instance of the intake form of an accident.
• Application for direct damages.
• Media information with photo or video recorder (Be sure to specify that the data are incorrect).

We hope that this instruction on the design of an accident in Europrotokol will not be useful to you, but will help if necessary.

List of basic regulations:

1. Rules of road traffic.
2. Law No. 40-FZ dated 25.04.2002 "On compulsory insurance of civil liability of vehicle owners".
3. Decree of the Government of the Russian Federation of October 1, 2014 №1002 "On approval of the rules for submission of information on a traffic accident Insurer and requirements for technical controls providing incorrect registration of information"

Frequently asked Questions

Question: Is it possible to design an accident in Europrotokol, if one car is registered in a foreign state?

Answer: Perhaps, but only if the owner has a foreign car "Green Card". Please note that if the affected party is the Russian driver, the form of eurprotokol from the Russian insurance company should be filled.

Question: Do I have to do a photo or video?

Answer: Mandatory shooting is only if you apply for a payment with a limit to 400 thousand rubles. However, we recommend making shooting anyway. This will greatly simplify further interaction with the insurers.

Question: What to do if the second participant of an accident behaves aggressively?

Answer: Call traffic police. The design of an accident in Europrotokol is possible only if both participants came to an agreement on all circumstances of the accident. Aggressive behavior explicitly indicates that there is no such consent.

Question: Do I need to make a copy of the completed form of Europrotokol?

Answer: A copy of your instance of an accident notice, certified by the insurance company, is desirable. You can prevent the traffic police officer who can stop your car to clarify the origin of damage.