Emergency Commissioner is a relatively new, but the profession is already common in Moscow and St. Petersburg. The main task of the Avarkom is to give an impartial assessment of the road transport incident and help the driver to prepare documents for the insurance company. But who and when can cause the emergency commissioner? Where to call to call Avarkov? How much will its services cost and who should pay for them?

How to call Avarka insurance company?

Emergency Commissioner may be a full-time employee of the insurance company, to be a representative of a separate organization of Avarkov or to be an individual entrepreneur. The ability to call the emergency commissioner directly depends on where the driver will apply. Recently, insurance companies have increasingly become increasingly included in the CASCO insurance contract the possibility of a free challenge of the Commissioner to the place of traffic accident. Thus, at the expense of a minor increase in the cost of the policy, they provide a customer better service and guarantee their defense from the attempts of fraud from unfair citizens.

To bring the emergency commissioner to the place of the accident on the CASCO policy just to call into its insurance company. This can be done, being like affected face and the culprit of the accident. To date, the standard of providing the service is such that in 90% of cases, Avarkovs come to a place faster than traffic police officers.

The presence of the policy of the OSAGO by default cannot have an item on the free use of the emergency commissioner services. Federal Law No. 40-FZ "OSAGO" prohibits insurance companies to add any items to the policy, contributing to the vanishing of customers of other organizations. But, nevertheless, if there is an Avark in the insurance company, the driver who fell into an accident may ask the dispatcher to call him an accident. Pay for it it will have to be separately.

How to call an independent commissioner?

A separate organization (in the form of LLC) and IP are the same for the only exception that the staff of LLC is much wider and in the case of a large number of accidents, an employee from Ltd. will probably come faster. There are 2 ways to hire a commissioner from a separate organization: call it directly to the scene of an accident without prior approval or to purchase a subscription for a certain period that allows an unlimited number of times to cause Avarkov.

In any of the cases, the Avarkom can cause an accident as a victim, and the culprit of the accident. Moreover, the Commissioner can cause both parties at the same time, and they can do it in the same organization. The speed of emergency staff depends on the standards established by the Organization itself. As a rule, the limit arrival time of the Avarkom to the scene of the accident is indicated in the contract, compiled when purchasing a subscription. On average, the emergency commissioner comes to the accident site within 1 hour in Moscow and St. Petersburg and within 1.5 hours in the area.

The cost of services of a specialist

A document that would have a clear list of services provided by emergency commissars, indicating their value, is not accepted at the state level. Therefore, the activities of the emergency commissioners are governed by the charters of a particularly taking organization. The cost of the services provided also is also defined. So, all services rendered by Avarkom can be divided into 3 packages:

• Departure to the traffic accident and the compilation of an emergency certificate will cost the customer about 1,200 rubles;
• Departure to the scene of an accident, drawing up an emergency certificate and assistance with the filling of documents for the insurance company will cost the customer about 2,500 rubles;
• Departure to the accident, drawing up an emergency certificate and complete support of the customer in the case (includes all services related to the elimination of the consequences of an accident: car evacuation, representing the interests of the customer in court, etc.) will cost approximately 5,000 rubles.

To pay for the services of the commissioner will be the one who caused it, regardless of who is the culprit of the road accident. The package of free commissioners provided by the CASCO insurer depends on the total amount of insurance: when insurance, up to 20,000 dollars, the emergency commissioner will arrive at the scene of an accident and will be an emergency certificate; In terms of insurance from 20,000 to $ 35,000, Avarko will make an emergency certificate and will help collect certificates for the insurance company; When insurance from $ 35,000, the emergency commissioner will solve all the technical and legal issues of the Client "turnkey".

At its discretion, the owner of the CASCO policy may not resort to the services of Avarkov, independently solving issues with the design of an accident. But most insurance companies are positioning Avarkov's services as free, so the refusal of the services of the Commissioner will not affect the total cost of insurance. At the same time, the owners of the CASCO policy worth up to 20,000 dollars at an additional fee may request the provision of the Turnkey Commissioner services.

The profession of emergency commissioner (Avark) appeared in the late 90s. With the development of the auto insurance market, there were increasingly meeting cases of fraud. Unfair car owners falsified accidents and received "left" payments. Then the insurance companies began to attract former state officials of the traffic police, the benefit of those rich experience in making accidents. Worked at first Avarkov, only when a serious insurance payment was assumed.

Emergency commissars traveled to such accidents to make sure the reality of the collision. Their main task was to fix collision and location of cars, as well as detailed inventory of damage to machines. If the commissars managed to detect signs of fraud, they sent their reports to the insurance company, where the decision was made to refuse to pay compensation.

In order for the customers of the insurance company immediately after the accident, the commissioners, in the latter, among other things, was entrusted with the obligation to collect all the necessary documents for the victim to quickly get insurance payments. Such a service has become very popular. Over time, many commercial structures have appeared on the market, which began to offer similar services. True, the emphasis in their activities has shifted. If initially anvarkov worked exclusively in the interests of insurance companies, now, as a rule, the Commissioners act in the interests of the affected car owners. Moreover, the list of services offered by Avarkomov has seriously expanded.

Now any car owner can buy a subscription, which includes not only assistance in the design of an accident (including filling the form of Europrotokol), but also drawing up an expertise on the cost of repairing the car, as well as the representation of the interests of the victim in the insurance company. Moreover, it is not only about voluntary insurance, but also about the CTP. Some companies did not stop at standard services. Many act in the role of financial intermediaries, redeeming those who affected immediately after the accident, the right of the CTP to the Insurance Company of the culprit, concluding a cessia agreement. We are talking about so-called autory.

But the main segment is still services for the design of accidents, filling and collecting documents (certificates of accidents, explanations, the introduction of photo and video titles).

Professional minimum

So, the work of Avarkov is akin to specialists of salvation services. Commissioner on duty in the special center (dispatch) and waiting for a call. Work is around the clock, so for lovers of the standard five days is hardly suitable. As soon as the appeal from the victim, Avark comes to the place of the accident.

Since the work of Avarkov is related to the technique, the preference of employers are given to the technories, as well as, as I have already noted, former employees of the traffic police, military. In addition, it is important for the work as anvark to have at least the initial skills in working with photo and video equipment. Ideally, the Commissioner should know the basics of Tsusology. As a rule, before starting work with newcomers, short-term training is carried out, where they explain how to fix tracks of typical accidents and what to pay attention to. From an experienced Avarkov, for example, not to hide the inconsistency of damage on cars participating in the accident. Pay attention to the Commissioner and on the traces of corrosion to allegedly fresh damage.

In addition to the technique of Avarkov, you need to be a little more psychologist. After all, after an accident, most drivers are in stressful state. Avarka will help here. Give answers to questions on traffic rules and insurance rules, will help give explanations, captures the traces of the accident, will help you find witnesses.

By the way, if you have listed skills and knowledge, you are not strained by round-the-clock duty, you can look at this profession. Even if you lack certain knowledge, you should not be upset. First, different employers have their own newcomers requirements. Some require higher or secondary special education, others are offered to teach themselves. There are many different courses, where in a few days they will teach the Azam. And then it all depends on you.

As I have already noted, the work schedule is shift: two two, three three, four days work - two rest or, if specified, otherwise. In replaceable work, expect a twelve-hour working day, with a classic scheme - full eight-hour.

As a rule, employers prefer candidates with their car. When using personal transport, gasoline costs are compensated for, sometimes compensation for car repair. It is clear that when using public transport, the Avarkov compensates for the passage costs.

Salary

Large salaries range - from 20 to 60 thousand rubles. It all depends on the region and severity of the company. In the Moscow region, the average price tag for this work is about 40 thousand rubles. At the same time, there are almost everywhere different premiums and bonuses. In general, the working conditions and the level of payment at today's not bad times. Yes, and the "entry threshold" in the profession is quite low. After all, in fact, it is possible to get a job and having any education. There are no special age limitations. Although, as for me, this is still working to a greater degree for young.

What do you pay emergency commissioners?

How to make an accident correctly, fill out the form of eurprotokol, take a picture of damage and prepare documents for the insurance company? Commissioners know the answers to these questions. Emergency.

What do you pay emergency commissioners?

Photo: Marina Lystseva, Yuri Smithuk (TASS)

Rarely when it is possible to keep calm, getting into a serious accident. As a result, there is a mass of unnecessary actions or vice versa - inaction as a result of shock. Thanks to the emergency commissioner, it is possible to avoid unpleasant disassembly, but these services are not free.

It should be found in advance how much a challenge of the emergency commissioner can cost and how to find it to have a complete picture of accidents at an accident.

Who is the Emergency Commissioner

Each owner of the insurance policy, which concluded an insurance contract, is in order to ensure that its rights under this contract are fully met. Emergency Commissioner, who can be both a private person and a large organization, is intended to take care of the regulation of the situation on a specific insurance occasion.

It should be understood that the specialist of this profile will not work for free. The inclusion in the policy of such an option as a gratuitous challenge of Avarkov, in any case free will not be - its services are already incorporated into the cost of insurance, and on the exit such an employee will most likely represent the interests of the insurer, and not the insured. For this reason, it is not necessary to blindly rely on the actions of the Commissioner, but to check for compliance with all the details of the fixed events.

The Road Commissioner is called when the driver needs:

• conducting operational proceedings;
• detailed study of the circumstances of the accident with a detailed fixation of damage in the photo and video;
• drawing up an emergency certificate, facilitating the employee of the auto inspection when filling out securities;
• call all the services you need (traffic police, ambulance, evacuator);
• work on the collection of testimony, their fixation, the capture of contact data;
• analysis of the incident and determination of the guilty side;
• psychological assistance to the driver;
• assistance when contacting the insurance company for payment.

Avarka will take on most of the problems of their client, but the justification of costs can sometimes cause doubts.

In fact, Avark is one of the additional services that arose as a result of professional assistance during the accident. You can only require the exit of the employee only those insurers, in whose treaties this requirement is specified to obtain a refund for the repair of the car after the insured event. Most often, a similar service is paid when buying CASCO and is already prepaid. In this case, additional costs on Avark will not follow.

How much are the services of Avarkov

It is quite simple to solve the issue of payment, if it is already in the price of the policy, as is happening with CASCO. If both drivers affected by the collision of the machines have only mandatory insurance, it remains to be resolved by the issue who will pay for the service, since in this case the Commissioner's call is made separately and is paid according to the established tariff. The optimal option will be the separation of the cost of departure for two, which guarantees the maximum objectivity of the commissioner when parsing the situation.

Many factors will influence the cost of services - on the degree of professionalism and the spectrum of work to the characteristics of the region in which the Avark was required. Moscow, as you know, belongs to the region with the highest tariffs in the service sector. Rates will also depend on the company in which the driver is drawn. The optimal option will be the acquisition of an annual contract, which will not think about the costs of the Commissioner, hitting the difficult situation on the road.

If there is a CASCO policy on the vehicle, the cost of Avarkom can be laid in insurance services, but the level of service will be different. For more expensive insurance, the entire spectrum of actions in the competence of the commissioner, insurance with an average coating suggests the departure and collection of documents for the SC. The cheapest policies do not assume such a function.

For the holders of the policy of Osago, the prices will be others, as well as the order of the call. It can be:

1. The advance purchase of the annual package of services in the company is separate from the Osago Polis.
2. Payment of one-time departure in place.

If there is a risk of accidenting, or experience at the wheel is not sufficient, it is recommended to arrange annual service immediately, but the costs in connection with this will increase on different rates for several thousand rubles. However, if the risk of a traffic accident is minimal, doubts arise in the justification of costs.

The significant disadvantage of this program is its action only in the event of the innocence of the motorist, that is, as part of the OSAGO policy. At the same time, CASCO services are made regardless of which side was found guilty.

An alternative software connection to the services of Avarkov will be a simple call to the accident site on the event of an event. Departure of the specialist in different regions and companies is estimated from 1 thousand rubles and more. So, in Moscow, the payment of the call is about 2 thousand rubles per 1 case.

It should be borne in mind that this value includes only directly departure and assistance in design. The rest of the service will require additional payment - for the collection of documents and the evacuator pay extra 2 thousand rubles. When selecting the program, it should be remembered that the emergency commissioner acting from the insurer will protect the interests of the company.

Are the services of Avarkov

Should I call the Road Commissioner, it is necessary to decide, assessing the situation directly in place. In some particularly difficult cases, when the guilt of anyone is in doubt, and the amount of damage is significant, it is better to resort to the help of an independent professional, the most defending itself from further risks when proceeding with the traffic police and the affected party.

If the damage from the accident is insignificant, it makes sense to act independently, without causing the traffic police inspector, and amounting to Europrotokol.

Payment of Avarkov does not guarantee full protection against financial consequences if the driver's fault is proved. However, his help will help to avoid any problems in the future when agreeing the payment of compensation in the insurance, if all documents are issued correctly.

In Russian roads, dozens of unconditionally occur daily, for their participants it is the most real stress. In a shock state, it is difficult for a person to assess the scale of the happening, the amount of damage caused, it is not easy for it to appropriately to issue documents for payment. What to advise in this case? You need to make a challenge emergency commissioner. However, many of this phrase is unfamiliar. Who is this man than exactly can he help with an accident?

These issues often put car owners in a dead end. Some compare the Avarkovov with the towers, others think that these are independent experts, and the third are generally confident that these are traffic police officers. It would seem that there seems to be surprised here: the commissioners as an independent structure arose relatively recently, therefore not all Russian owners of the car were accustomed to it, hence the ambiguity in understanding the functions of the emergency commissioner.

Who he works for

So, who is he? This is a qualified specialist who is involved in the insurance company to fix the fact of the causes of the insured event and the amount of damage caused. A certain part of the car owners mistakenly believes that the emergency commissioner is an employee of insurance companies. In reality, this is a representative of a private firm that cooperates with insurers under the Service Agreement.

It should be emphasized that Avarkov's activities are governed by the norms of Russian legislation, and it does not imply licensing.

History

The services of the emergency commissioner in our country began to offer in the late 90s of the last century. At first they appeared in Moscow and St. Petersburg, then moved to Russian regions. Insurance companies at that time were often given ads of such a content: "Work. Emergency Commissioner. High payment. " They needed a specialist who would establish causes, determining the amount of damage for an accident. Of course, at first, the emergency commissioner worked mainly in the company. However, later it became clear that to contain the staff of the above employees is a very expensive occupation, therefore the gradual process of separating Avarkov in an independent structure began.

Insurance companies have a choice, with whom to work, and whom you can ignore. In this regard, the emergency commissioners services have emerged incentive to provide services as much as possible.

The interests of the victim above all

Now the specialists described, first of all, represent the interests of those who suffered as a result of a traffic accident. The services of Avarkov, as already emphasized, are relevant primarily for those who first fell into an accident. In this case, a person simply is lost, he absolutely does not know what to do, how to behave with the participants of the accident. Of course, the qualified assistance of the emergency commissioner will be as impossible by the way, especially since there are such pitfalls that even experienced drivers do not know. Of course, the nerves calm down, and fear goes when a competent person arrives at the scene, which is thoroughly understanding all legal issues related to an accident.

The emergency commissioner will not only deliver all the points over "and" in the causes and consequences of the accident that occurred, but will be able to provide psychological assistance to victims.

Scheme of work

The person who became a participant in the road accident and suffered as a result of him, should dial the phone of emergency commissioners. Where to find it? Everything is very simple. It is almost always fixed in the insurance policy or client card. Your call to your call will quickly respond to a dispatching officer who needs to outlines the situation and call the address of the place where the accident occurred. After about 45 minutes, help will come to you. From this point on, the emergency commissioner will instruct the victim in detail in detail what time tactics should stick to the scene and what actions should be taken - all this is very important, since there are a number of requirements in legislation, to ignore the execution of which the participant of the accident is prohibited.

Of course, remember them in conditions of stress and nervous tension - unbearably hard. In this case, the emergency commissioner will again be your "chopstick".

What practical actions performs anvark

First, it produces an objective and comprehensive assessment of the situation, which has developed as a result of an accident: photographs the location of the accident, dents and damage by car and other objects related to the event that occurred; Analyzes all registration and insurance documents on motor vehicles, engaged in the restoration of a complete picture of the incident. It also provides the necessary assistance to victims and contributes to the design of an accident notice. If necessary, Avarka assists in the medical unit. It should not be asked to call the traffic police officers, ambulance or fire truck - all this will do without too much reminders.

It should be noted that in some cases, but if the emergency commissioners service has been concluded a contract with an insurance company, the client of which is the victim, then the latter to pay for the challenge and the specialist will not have to work.

In what situations you can do without anvark

If there are no victims in the accident, and its participants equally estimated the scale of what happened, the drivers have the right to independently make their signatures on it and submit a document to the traffic police officer at the near post. Naturally, there is no need for Avark's services. However, not all car owners are competent in this matter.

As already emphasized, the emergency commissioner is a professional of his business, which knows all the subtleties of the legalization of an accident. In certain cases, it performs the work that refers to the competence of the traffic police officer. It will make measurements, take pictures of the scene and correctly draws a scheme. Then he will issue all this documented and in writing will record the testimony of participants of the accident. The whole procedure lasts approximately 45 minutes. Agree, it's not too big time cut. At the final stage, all documentation drawn up by Avarkov is sent to the Department of Administrative Practice of the traffic police.

No "Substators" on the roads!

It should be noted that emergency commissioners fulfill another important and necessary mission - this is the suppression of fraud, which are performed on Russian roads. It should be emphasized that this business with a negative color, to great regret, flourishes. Currently, there are such grief-entrepreneurs who are deliberately engaged in creating emergency situations on the roads, counting on the fact that they will be able to lure as much money as possible with harm, although from a legal point of view, the person is not.

Conclusion

The help of the emergency commissioner is needed almost always when a person falls into an accident. Again, his activity lies in the plane of the legal field. Avarko cannot affect the man who recognize himself guilty to an accident, he is not entitled to make a serious car accident without traffic police officers. Because of this, it is necessary to use or not with its services - each decides itself. However, if a person wants to get out of the situation with minimal loss of time, forces, nerves, and in some cases and money, it is simply obliged to use it.

The phrase of the French language. In the world, the English term "surveyor" has a wider distribution (which can be translated as an inspector, browser). The Institute of Emergency Commissioners received widespread in our country after the introduction of OSAGO in 2003. In the domestic legislation, there is no decoding of this term, but there is a mention of him in the NK of the Russian Federation (Article 264, paragraph 9). Emergency Commissioners are listed in it, as specialists (along with lawyers surveyors, etc.) associated with the settlement of issues arising in connection with the refund of the damage to the CCAMAG. This activity is not licensed.

Thus, a physical or legal person, which provides a participant in an accident service for assessing damage, paperwork during accidents and other assistance, is an emergency or road commissioner.

The law does not limit this scope. Therefore, Avarkom can be as a representative of a legal entity (insurance or law firm) and an individual entrepreneur acting completely independently. At the same time, since its field of activity is at the junction of 3 industries, it should be good to understand (have experience) in:

• jurisprudence (have an appropriate education and experience of practical activity);
• road traffic (former traffic police officers - often choose the work of the emergency commissioner);
• insurance (employee of the insurance company).

Only a person, equally well who owns all these directions, will be able to carry out this service at a high level. Therefore, before becoming an emergency commissioner, it is necessary to develop the relevant experience.

It is on this (experience of previous activities) pay special attention when concluding an agreement on relevant maintenance.

The main task of Avarkov is a competent compilation of an emergency certificate. The document, on the basis of which, in consequence, will be made to make a decision on insurance payments on the CASCO and OSAGO. From how much it is correctly filled (and in whose benefits), the size of the insurance payment will depend.

To solve this task, the emergency commissioner upon arrival at the place of an accident, performs the following actions:

1. Inspection of the accident site (in parallel with the traffic police officers, or instead of them, if the accident without affected and the amount of damage is small). If necessary, causes medical care and tow truck.
2. Performs a fixation of the picture of the incident photo and video by means. For the purpose of their possible presentation in the traffic police and the court as materials of the case.
3. Resets possible eyewitnesses and records their contact details.
4. Collects all available information about participants in the accident (drivers and their contacts, registration data of a / m, the presence and validity of insurance, etc.).
5. Helps the driver competently fill the explanatory (for the traffic police).
6. Determines the degree of damage to cars participating in a collision. Determines the approximate amount of damage.
7. Provides psychological assistance to the client, helps him withstand the pressure of the opposite side.
8. Determines whether the incident is an insured event. That is, whether the driver can count on receiving compensation from the insurer.

Thus, it helps the driver, an accident participant, to fulfill his duties in accordance with traffic rules (p. 2.6). He advises him on legal issues and has moral and psychological support.

A man traveling on call to the scene may be:

• employee of the company in which the client's car is insured;
• a specialist law firm that deals with such services;
• individual entrepreneur.

Depending on this, there are different options, since the customer (and according to the payer) may be either an insurance company or a driver. If the car is insured by Casco, it is worth studying the contract carefully. Perhaps his (commissioner) services are already included in the price of the policy. Then it is necessary to call the insurance company, to report an incident, call Avarkov and follow his instructions.

Call the insurer (with CASCO) is required. In order to avoid subsequent problems with the execution of payments.

In the case of the CTP policy, the commissioner's departure is carried out on a fee basis.

There are still emergency commissioners services, which is something - commercial organizations (not insurance, but associated with auto-business) providing services for the design of an accident and respect for the interests of the car owner when communicating with the traffic police bodies.

The service agreement can be concluded in advance (by purchasing a subscription), or to carry out one-time payments. A company or a private owner providing similar services is easy to find on the Internet. Usually, the Commissioner (if it comes to network companies that have their employees in all areas) takes up for half an hour. Naturally, it all depends on the road situation.

In 2019, a sufficiently volumetric process and takes quite a long time. And the standard for the term, during which the traffic police should arrive at the place of accident without affected, is generally absent. So the emergency commissioner always comes earlier and has the opportunity to calm and prepare the driver for registration.

To begin with, you need to enable alarm alarm and designate the scene of the accident by the emergency stop sign. It is placed at a distance of 15 meters from the emergency car in the village and 30 on the track. If you are outside the city, in the evening you should be a reflective vest.

The procedure for subsequent actions is:

• inspection of the place for damage to cars and cargo, as well as the health status of drivers and passengers, photo-video fixation;
• definition of damage (preliminary);
• discussion with another member of the accident, who is to blame.

In cases where the cause of the accident and the question of guilt does not cause the parties to the disputes (and, the main thing that is not the victims), perhaps a love decision of the issue. At the same time, there is no need to wait for the arrival of the traffic police officers. You can easily reach the nearest traffic police post. Or, if the damage is less than 50,000 rubles to issue an accident on "Europrotokol".

To make an incident in the usual way:

• dTP scheme (all Avarocoma can do it well), signed by all participants in the incident;
• photo crash site and car damage;
• explanatory to the local head of the traffic police (with the statement of facts);

With these documents, the incident participants are sent to the post, to register an event. The affected side receives a set of documents (resolution, protocol and certificate of accidents) for submitting to the insurance company to obtain reimbursement on CTP.

- The easiest way to arrange an accident that does not require contacting the power bodies. An experienced commissioner spends on the design of the required package of documents no more than 20 minutes

Mandatory conditions under which this type of accident design is possible are:

• no harm to health;
• only two participants (a car with a trailer is considered one vehicle);
• both have an active insurance policy;
• disagreements about the reasons for an accident are absent;
• maximum damage 100,000 rubles (until June 1, 2018 - 50,000 rubles).

For residents of Moscow and St. Petersburg (due to the abundance of expensive foreign cars in their abundance), the maximum damage is equal to the payment limit on the OSAGO (400 thousand at the moment). But! Only subject to the presence of a video photo capture of the accident circumstances, as well as navigation devices using GLONASS, GPS and other satellite systems.

For the crash, it will be necessary to fill out the notification form (which is usually attached to the OSAGO policy). Notification fill both driver (each column) and are assured by two signatures.

Filled europrotokol, together with a reimbursement statement, it is necessary to transfer to the office of the insurance company within 5 days.

What should the driver pay attention to?

It is necessary to understand that the documents are incorrectly filled, but the documents signed at the site will be very difficult in the future (but rather it is impossible) to fix. And from this may depend the guilt in the accident and receiving or non-receipt of payment for insurance. Therefore, it is necessary to carefully monitor the actions of the Commissioner. Carefully check the correctness of the instructions in the documents of various data. Do not shove to ask questions. Remember that if the Avark is granted to you by the Insurer and is its employee, then he, in principle, may be interested in the decline of damage (as a result - reduction of payments).

In case of disagreement with something, immediately declare it, without postponing for later.

The emergency certificate is compiled by the Commissioner on the results of the work done and contains the following information:

• detailed circuit of the incident;
• photos and video materials;
• information about the Parties to the accidents;
• your comments.

The certificate is signed by the affected party. The document is of great importance when solving an insurance company about determining the amount of payment.

Whose interests represent the Commissioner?

Commissioner represents the interests of the customer. The customer is the one who pays for the services of the emergency commissioner. If this specialist is an employee of an insurance company (receives a salary there), then, naturally, it represents the interests of the employer in the framework of the current legislation.

If the customer is the driver, then the driver's interests are presented. That is why there is a great demand for the services of independent emergency commissioners. There are several major network companies providing independent emergency commissioners in most regions of the Russian Federation. This topic began to develop this theme immediately after the administration of the OSAGO policy. These organizations tend to offer subscription service, but payment of one-time appeals is possible.

The cost of Avarko services

The cost of the services of the emergency commissioner strongly depends on the region of its activities. In the capitals, it varies within 2 - 3 thousand for a one-time call. These are small money compared to the size of the insurance payment, which you can lose if it is incorrectly issued. Not to mention nervous health. And if you cooperate? Agree to the emergency commissioner with a price of only 1000 (one thousand) rubles - this is a super-profitable offer.

Sometimes participants in the accident jointly decide to call the emergency commissioner and share its services. The law does not reborn. The obligation of the commissioner in such a situation is simply everything competently and maximally reflect in the documents. And also advise the participants of the incident on the procedure for their further action.

So, we will list once again the advantages of calling the emergency commissioner who make this service in demand:

• quick arrival at the crash site (much faster traffic police officers);
• psychological help;
• careful examination of the accident site by the eyes of a specialist (even before the traffic police), photographing, witness survey and drafting an accident circuit;
• a detailed description of all damage (in contrast to inspectors that make only an enlarged review);
• will help to resist the pressure of fraudsters, if suddenly the accident will be inspired;
• in the future (if such a need arises) this person will be able to qualify for your interests in court.

It is these advantages that allow the services of various emergency commissioners services to develop dynamically, making the life of motorists is calmer and more confident.